APA (7th ed.) Citation

Islam, S. M., & Ferrer, M. A. (2025). Unlocking the Cashless Shift: Retailers' Adoption of Digital Payment Systems in Emerging Markets. Journal of Theoretical & Applied Electronic Commerce Research, 20(4), 359. https://doi.org/10.3390/jtaer20040359

Chicago Style (17th ed.) Citation

Islam, Sirajul M., and Mario A. Ferrer. "Unlocking the Cashless Shift: Retailers' Adoption of Digital Payment Systems in Emerging Markets." Journal of Theoretical & Applied Electronic Commerce Research 20, no. 4 (2025): 359. https://doi.org/10.3390/jtaer20040359.

MLA (9th ed.) Citation

Islam, Sirajul M., and Mario A. Ferrer. "Unlocking the Cashless Shift: Retailers' Adoption of Digital Payment Systems in Emerging Markets." Journal of Theoretical & Applied Electronic Commerce Research, vol. 20, no. 4, 2025, p. 359, https://doi.org/10.3390/jtaer20040359.

Warning: These citations may not always be 100% accurate.