Machine Learning and Metaheuristics Approach for Individual Credit Risk Assessment: A Systematic Literature Review. - Paz, Álex; Crawford, Broderick; Monfroy, Eric; Barrera-García, José; Peña Fritz, Álvaro; Soto, Ricardo; Cisternas-Caneo, Felipe; Yáñez, Andrés (Biomimetics (2313-7673), 2025)