APA (7th ed.) Citation

Cruz, L. A., De Paula, T. M., Victor, C., Monteiro, D. L. C., & Peñaloza, V. (2026). Scarcity, Financial Capability, and Financial Vulnerability: A Mediation Analysis. Journal of Financial Counseling & Planning, 37(2), 232. https://doi.org/10.1891/JFCP-2024-0071

Chicago Style (17th ed.) Citation

Cruz, Luiz Alves, Thiago Matheus De Paula, Caio Victor, Danielli Leite Campos Monteiro, and Verónica Peñaloza. "Scarcity, Financial Capability, and Financial Vulnerability: A Mediation Analysis." Journal of Financial Counseling & Planning 37, no. 2 (2026): 232. https://doi.org/10.1891/JFCP-2024-0071.

MLA (9th ed.) Citation

Cruz, Luiz Alves, et al. "Scarcity, Financial Capability, and Financial Vulnerability: A Mediation Analysis." Journal of Financial Counseling & Planning, vol. 37, no. 2, 2026, p. 232, https://doi.org/10.1891/JFCP-2024-0071.