Brown, M., Nacht, Y., Nellen, T., & Stix, H. (2023). Cashless Payments and Consumer Spending. Swiss National Bank Working Papers, 6, 1.
Chicago Style (17th ed.) CitationBrown, Martin, Yves Nacht, Thomas Nellen, and Helmut Stix. "Cashless Payments and Consumer Spending." Swiss National Bank Working Papers 6 (2023): 1.
MLA (9th ed.) CitationBrown, Martin, et al. "Cashless Payments and Consumer Spending." Swiss National Bank Working Papers, 6, 2023, p. 1.
Warning: These citations may not always be 100% accurate.