APA (7th ed.) Citation

KOCHHAR, S. P. (2026). APP-LAYER FRAUD: IT IS TIME FOR A STRONGER TRUST ARCHITECTURE: With scams increasingly originating on messaging platforms, India must correct regulatory asymmetry and strengthen verification to protect digital trust. Voice & Data, 33(2), 30.

Chicago Style (17th ed.) Citation

KOCHHAR, S. P. "APP-LAYER FRAUD: IT IS TIME FOR A STRONGER TRUST ARCHITECTURE: With Scams Increasingly Originating on Messaging Platforms, India Must Correct Regulatory Asymmetry and Strengthen Verification to Protect Digital Trust." Voice & Data 33, no. 2 (2026): 30.

MLA (9th ed.) Citation

KOCHHAR, S. P. "APP-LAYER FRAUD: IT IS TIME FOR A STRONGER TRUST ARCHITECTURE: With Scams Increasingly Originating on Messaging Platforms, India Must Correct Regulatory Asymmetry and Strengthen Verification to Protect Digital Trust." Voice & Data, vol. 33, no. 2, 2026, p. 30.