APA (7th ed.) Citation

Malhotra, R., Malhotra, D., Nydick, R., & Coates, N. (2026). Do Complex Models Matter? Evidence from Multiclass Machine Learning Models in Credit Outlook Prediction. Journal of Risk & Financial Management, 19(6), 389. https://doi.org/10.3390/jrfm19060389

Chicago Style (17th ed.) Citation

Malhotra, Rashmi, Davinder Malhotra, Robert Nydick, and Nathan Coates. "Do Complex Models Matter? Evidence from Multiclass Machine Learning Models in Credit Outlook Prediction." Journal of Risk & Financial Management 19, no. 6 (2026): 389. https://doi.org/10.3390/jrfm19060389.

MLA (9th ed.) Citation

Malhotra, Rashmi, et al. "Do Complex Models Matter? Evidence from Multiclass Machine Learning Models in Credit Outlook Prediction." Journal of Risk & Financial Management, vol. 19, no. 6, 2026, p. 389, https://doi.org/10.3390/jrfm19060389.