APA (7th ed.) Citation

Scheja, O., & Machielse, W. (2026). Achieving API efficiency: The case for a harmonised universal API stack in European payments. Journal of Payments Strategy & Systems, 20(2), 125.

Chicago Style (17th ed.) Citation

Scheja, Ortwin, and Wijnand Machielse. "Achieving API Efficiency: The Case for a Harmonised Universal API Stack in European Payments." Journal of Payments Strategy & Systems 20, no. 2 (2026): 125.

MLA (9th ed.) Citation

Scheja, Ortwin, and Wijnand Machielse. "Achieving API Efficiency: The Case for a Harmonised Universal API Stack in European Payments." Journal of Payments Strategy & Systems, vol. 20, no. 2, 2026, p. 125.