APA (7th ed.) Citation

Padhi, S., Jain, S., & Mahapatra, A. (2026). The Role of Digital Payment Systems in Online Retail: Socio-Economic Challenges and Their Influence on Consumer Spending Patterns. Journal of Theoretical Accounting Research, 22, 383.

Chicago Style (17th ed.) Citation

Padhi, Sonika, Sonal Jain, and Arpan Mahapatra. "The Role of Digital Payment Systems in Online Retail: Socio-Economic Challenges and Their Influence on Consumer Spending Patterns." Journal of Theoretical Accounting Research 22 (2026): 383.

MLA (9th ed.) Citation

Padhi, Sonika, et al. "The Role of Digital Payment Systems in Online Retail: Socio-Economic Challenges and Their Influence on Consumer Spending Patterns." Journal of Theoretical Accounting Research, vol. 22, 2026, p. 383.