ChequeGuard: A Mobile-Enabled Blockchain Framework to Mitigate Fake Cheque Scams.
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| Title: | ChequeGuard: A Mobile-Enabled Blockchain Framework to Mitigate Fake Cheque Scams. |
|---|---|
| Authors: | Vasudevan, Asokan1,2 asokan.vasudevan@newinti.edu.my, Thayanithi, Manonmani3 manonmani@mepcoeng.ac.in, Pandiyarajan, Abinaya3 abinayap@mepcoeng.ac.in, Raja, N.4 rajadigimedia2@gmail.com, Kumar, Arya5 kumarfcm@kiit.ac.in |
| Source: | International Journal of Interactive Mobile Technologies. 2025, Vol. 19 Issue 14, p108-120. 13p. |
| Subjects: | Blockchains, Financial inclusion, Forgery prevention, Mobile communication system security, Authentication (Law), Fraud |
| Abstract: | Fake cheque scams remain a pressing financial concern, leading to substantial monetary losses and legal challenges. The absence of real-time authentication mechanisms often results in delayed scam detection by financial institutions. This report presents a mobilebased blockchain system using wireless communication and distributed ledger technology to authenticate cheques in real-time and prevent fraud. Our system integrates Namecoin, SHA-256 hashing, and elliptic curve digital signature algorithm (ECDSA) into a secure mobile computing environment to enable accessibility and scalability. The system has two significant operational phases: cheque issue and authentication. When issued, banks retain cheque information on the blockchain using Lagrange polynomials, and aggregation is achieved rapidly. Authentication at the point of withdrawal confirms the cheque as valid by verifying blockchain-stored data, preventing reuse and forgery. This framework helps achieve financial inclusion through the enabling of ubiquitous mobile access to secure cheque authentication services, resulting in cost-effective, real-world applications. By virtue of applying mobile technology infrastructures and safe wireless networks, the solution not only enhances transaction safety but also adheres to the changing trends in adaptive digital finance and industrial applications. Mobile apps facilitate users to scan and verify and get instant fraud alerts, highly promoting accessibility, especially for rural dwellers. [ABSTRACT FROM AUTHOR] |
| Copyright of International Journal of Interactive Mobile Technologies is the property of International Journal of Interactive Mobile Technologies and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.) | |
| Database: | Engineering Source |
| FullText | Links: – Type: pdflink Text: Availability: 0 |
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| Header | DbId: egs DbLabel: Engineering Source An: 187082574 AccessLevel: 6 PubType: Academic Journal PubTypeId: academicJournal PreciseRelevancyScore: 0 |
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| Items | – Name: Title Label: Title Group: Ti Data: ChequeGuard: A Mobile-Enabled Blockchain Framework to Mitigate Fake Cheque Scams. – Name: Author Label: Authors Group: Au Data: <searchLink fieldCode="AR" term="%22Vasudevan%2C+Asokan%22">Vasudevan, Asokan</searchLink><relatesTo>1,2</relatesTo><i> asokan.vasudevan@newinti.edu.my</i><br /><searchLink fieldCode="AR" term="%22Thayanithi%2C+Manonmani%22">Thayanithi, Manonmani</searchLink><relatesTo>3</relatesTo><i> manonmani@mepcoeng.ac.in</i><br /><searchLink fieldCode="AR" term="%22Pandiyarajan%2C+Abinaya%22">Pandiyarajan, Abinaya</searchLink><relatesTo>3</relatesTo><i> abinayap@mepcoeng.ac.in</i><br /><searchLink fieldCode="AR" term="%22Raja%2C+N%2E%22">Raja, N.</searchLink><relatesTo>4</relatesTo><i> rajadigimedia2@gmail.com</i><br /><searchLink fieldCode="AR" term="%22Kumar%2C+Arya%22">Kumar, Arya</searchLink><relatesTo>5</relatesTo><i> kumarfcm@kiit.ac.in</i> – Name: TitleSource Label: Source Group: Src Data: <searchLink fieldCode="JN" term="%22International+Journal+of+Interactive+Mobile+Technologies%22">International Journal of Interactive Mobile Technologies</searchLink>. 2025, Vol. 19 Issue 14, p108-120. 13p. – Name: Subject Label: Subjects Group: Su Data: <searchLink fieldCode="DE" term="%22Blockchains%22">Blockchains</searchLink><br /><searchLink fieldCode="DE" term="%22Financial+inclusion%22">Financial inclusion</searchLink><br /><searchLink fieldCode="DE" term="%22Forgery+prevention%22">Forgery prevention</searchLink><br /><searchLink fieldCode="DE" term="%22Mobile+communication+system+security%22">Mobile communication system security</searchLink><br /><searchLink fieldCode="DE" term="%22Authentication+%28Law%29%22">Authentication (Law)</searchLink><br /><searchLink fieldCode="DE" term="%22Fraud%22">Fraud</searchLink> – Name: Abstract Label: Abstract Group: Ab Data: Fake cheque scams remain a pressing financial concern, leading to substantial monetary losses and legal challenges. The absence of real-time authentication mechanisms often results in delayed scam detection by financial institutions. This report presents a mobilebased blockchain system using wireless communication and distributed ledger technology to authenticate cheques in real-time and prevent fraud. Our system integrates Namecoin, SHA-256 hashing, and elliptic curve digital signature algorithm (ECDSA) into a secure mobile computing environment to enable accessibility and scalability. The system has two significant operational phases: cheque issue and authentication. When issued, banks retain cheque information on the blockchain using Lagrange polynomials, and aggregation is achieved rapidly. Authentication at the point of withdrawal confirms the cheque as valid by verifying blockchain-stored data, preventing reuse and forgery. This framework helps achieve financial inclusion through the enabling of ubiquitous mobile access to secure cheque authentication services, resulting in cost-effective, real-world applications. By virtue of applying mobile technology infrastructures and safe wireless networks, the solution not only enhances transaction safety but also adheres to the changing trends in adaptive digital finance and industrial applications. Mobile apps facilitate users to scan and verify and get instant fraud alerts, highly promoting accessibility, especially for rural dwellers. [ABSTRACT FROM AUTHOR] – Name: AbstractSuppliedCopyright Label: Group: Ab Data: <i>Copyright of International Journal of Interactive Mobile Technologies is the property of International Journal of Interactive Mobile Technologies and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract.</i> (Copyright applies to all Abstracts.) |
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| RecordInfo | BibRecord: BibEntity: Identifiers: – Type: doi Value: 10.3991/ijim.v19i14.56869 Languages: – Code: eng Text: English PhysicalDescription: Pagination: PageCount: 13 StartPage: 108 Subjects: – SubjectFull: Blockchains Type: general – SubjectFull: Financial inclusion Type: general – SubjectFull: Forgery prevention Type: general – SubjectFull: Mobile communication system security Type: general – SubjectFull: Authentication (Law) Type: general – SubjectFull: Fraud Type: general Titles: – TitleFull: ChequeGuard: A Mobile-Enabled Blockchain Framework to Mitigate Fake Cheque Scams. Type: main BibRelationships: HasContributorRelationships: – PersonEntity: Name: NameFull: Vasudevan, Asokan – PersonEntity: Name: NameFull: Thayanithi, Manonmani – PersonEntity: Name: NameFull: Pandiyarajan, Abinaya – PersonEntity: Name: NameFull: Raja, N. – PersonEntity: Name: NameFull: Kumar, Arya IsPartOfRelationships: – BibEntity: Dates: – D: 15 M: 07 Text: 2025 Type: published Y: 2025 Identifiers: – Type: issn-print Value: 18657923 Numbering: – Type: volume Value: 19 – Type: issue Value: 14 Titles: – TitleFull: International Journal of Interactive Mobile Technologies Type: main |
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