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Dampak Penggunaan Keuangan Digital dan Akses Keuangan Terhadap Pertumbuhan UMKM.

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Title: Dampak Penggunaan Keuangan Digital dan Akses Keuangan Terhadap Pertumbuhan UMKM.
Authors: Talasa, Jihan1 talasaabel@gmail.com, Adam, Echan1 echanadam@ung.ac.id, Moonti, Agustinus1 agustinusmoonti@ung.ac.id
Source: Jurnal Pendidikan Indonesia. jul2025, Vol. 6 Issue 7, p3340-3350. 11p.
Subject Terms: *Economic development, High technology industries, Financial inclusion, Research funding, Financial research
Abstract (English): Trade in the modern era is one of the essential activities that a country must engage in to drive its economic progress, both on a micro and macro scale. The purpose of this research is to find out the use of digital finance and financial access to the growth of MSMEs, the method used in this study is a quantitative method using primary data, distributing questionnaires and then interviewing MSME actors who use digital finance This type of research is explanatory research research which intends to explain the position of the variables being studied and determine the influence of one variable with one variable others by using SEM (Strucural Equation Modeling) PLS (Partial Least Squares) data analysis. This research was conducted in the district of Gorontalo City with a total of 50 respondents who use digital finance. The results of this study show that the use of digital finance affects the growth of MSMEs with sufficient financial access.this shows that the use of digital finance with sufficient financial access can increase the growth of MSMEs in Gorontalo Province. [ABSTRACT FROM AUTHOR]
Abstract (Indonesian): Perdagangan di era modern saat ini menjadi salah satu aspek penting yang harus dijalankan oleh suatu negara untuk mendorong kemajuan perekonomiannya, baik dalam skala mikro maupun makro. Tujuan penelitian ini untuk mengetahui penggunaan keuangan digital dan akses keuangan terhadap pertumbuhan UMKM, metode yang digunakan dalam penelitian ini yaitu metode kuantitatif dengan menggunakan data primer, menyebarkan kuisioner lalu mewawancarai pelaku UMKM yang menggunakan keuangan digital Jenis penelitian ini penelitian explanatory research yaitu penelitian yang bermaksud untuk menjelaskan kedudukan variabel-variabel yang diteliti serta mengetahui pengaruh variabel satu dengan variabel lainnya dengan menggunakan analisi data SEM (Strucural Equation Modeling) PLS (Partial Least Squares. Penelitian ini dilakukan di kebupaten kota gorontalo dengan total responden sebanyak 50 pelaku usaha yang menggunakan keuangan digita. Hasil penelitian ini menunjukan bahwa penggunaan keuangan digital berpengaruh terhadap pertumbuhan UMKM dengan adanya akses keuangan yang cukup.hal ini menunjukan penggunaan keuangan digital dengan akses keuangan yang cukup dapat meningkatkan pertumbuhan UMKM yang ada di Provinsi Gorontalo. [ABSTRACT FROM AUTHOR]
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Database: Education Research Complete
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Abstract:Trade in the modern era is one of the essential activities that a country must engage in to drive its economic progress, both on a micro and macro scale. The purpose of this research is to find out the use of digital finance and financial access to the growth of MSMEs, the method used in this study is a quantitative method using primary data, distributing questionnaires and then interviewing MSME actors who use digital finance This type of research is explanatory research research which intends to explain the position of the variables being studied and determine the influence of one variable with one variable others by using SEM (Strucural Equation Modeling) PLS (Partial Least Squares) data analysis. This research was conducted in the district of Gorontalo City with a total of 50 respondents who use digital finance. The results of this study show that the use of digital finance affects the growth of MSMEs with sufficient financial access.this shows that the use of digital finance with sufficient financial access can increase the growth of MSMEs in Gorontalo Province. [ABSTRACT FROM AUTHOR]
ISSN:27457141