DESIGNING EFFECTIVE ADULT FINANCIAL EDUCATION: INTEGRATING ANDRAGOGY AND EVIDENCE-BASED PRACTICES.

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Title: DESIGNING EFFECTIVE ADULT FINANCIAL EDUCATION: INTEGRATING ANDRAGOGY AND EVIDENCE-BASED PRACTICES.
Authors: Bartholomae, Suzanne1 suzanneb@iastate.edu, Pippidis, Maria2 pippidis@udel.edu, Kiss, Elizabeth3 dekiss4@ksu.edu
Source: COABE Journal: The Resource for Adult Education. Spring2026, Vol. 15 Issue 1, p49-57. 9p.
Subject Terms: *Adult learning, *Cultural awareness, *Educational evaluation, *Adult education, *Behavior modification, Financial literacy, Financial security
Abstract: Financial education offers a critical opportunity to improve adults' financial well-being, but effectiveness depends on programs grounded in adult learning principles and evidence-based practices. Andragogy, the framework guiding adult education, emphasizes the differences between adult and younger learners (Knowles & Associates, 1984). Adults approach financial education with distinct characteristics shaped by life experiences, prior knowledge, and intrinsic goals (Chin & Williams, 2020; Forté et al., 2014). Foundational steps to develop effective financial education programs include needs assessment, theory-driven planning, piloting, and evaluation to ensure fidelity and continuous improvement. Recommended features--unbiased, accessible content, cultural relevance, and clear success measures--combined with strategies that foster confidence, knowledge, and actionable behaviors, are essential for impact. This article provides practitioners with insights for designing initiatives that not only disseminate knowledge but also support meaningful, sustainable behavior change. [ABSTRACT FROM AUTHOR]
Copyright of COABE Journal: The Resource for Adult Education is the property of Commission on Adult Basic Education and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
Database: Education Research Complete
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  Data: DESIGNING EFFECTIVE ADULT FINANCIAL EDUCATION: INTEGRATING ANDRAGOGY AND EVIDENCE-BASED PRACTICES.
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  Data: <searchLink fieldCode="AR" term="%22Bartholomae%2C+Suzanne%22">Bartholomae, Suzanne</searchLink><relatesTo>1</relatesTo><i> suzanneb@iastate.edu</i><br /><searchLink fieldCode="AR" term="%22Pippidis%2C+Maria%22">Pippidis, Maria</searchLink><relatesTo>2</relatesTo><i> pippidis@udel.edu</i><br /><searchLink fieldCode="AR" term="%22Kiss%2C+Elizabeth%22">Kiss, Elizabeth</searchLink><relatesTo>3</relatesTo><i> dekiss4@ksu.edu</i>
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  Data: <searchLink fieldCode="JN" term="%22COABE+Journal%3A+The+Resource+for+Adult+Education%22">COABE Journal: The Resource for Adult Education</searchLink>. Spring2026, Vol. 15 Issue 1, p49-57. 9p.
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  Data: *<searchLink fieldCode="DE" term="%22Adult+learning%22">Adult learning</searchLink><br />*<searchLink fieldCode="DE" term="%22Cultural+awareness%22">Cultural awareness</searchLink><br />*<searchLink fieldCode="DE" term="%22Educational+evaluation%22">Educational evaluation</searchLink><br />*<searchLink fieldCode="DE" term="%22Adult+education%22">Adult education</searchLink><br />*<searchLink fieldCode="DE" term="%22Behavior+modification%22">Behavior modification</searchLink><br /><searchLink fieldCode="DE" term="%22Financial+literacy%22">Financial literacy</searchLink><br /><searchLink fieldCode="DE" term="%22Financial+security%22">Financial security</searchLink>
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  Data: Financial education offers a critical opportunity to improve adults' financial well-being, but effectiveness depends on programs grounded in adult learning principles and evidence-based practices. Andragogy, the framework guiding adult education, emphasizes the differences between adult and younger learners (Knowles & Associates, 1984). Adults approach financial education with distinct characteristics shaped by life experiences, prior knowledge, and intrinsic goals (Chin & Williams, 2020; Forté et al., 2014). Foundational steps to develop effective financial education programs include needs assessment, theory-driven planning, piloting, and evaluation to ensure fidelity and continuous improvement. Recommended features--unbiased, accessible content, cultural relevance, and clear success measures--combined with strategies that foster confidence, knowledge, and actionable behaviors, are essential for impact. This article provides practitioners with insights for designing initiatives that not only disseminate knowledge but also support meaningful, sustainable behavior change. [ABSTRACT FROM AUTHOR]
– Name: AbstractSuppliedCopyright
  Label:
  Group: Ab
  Data: <i>Copyright of COABE Journal: The Resource for Adult Education is the property of Commission on Adult Basic Education and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract.</i> (Copyright applies to all Abstracts.)
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      – Code: eng
        Text: English
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      – SubjectFull: Adult learning
        Type: general
      – SubjectFull: Cultural awareness
        Type: general
      – SubjectFull: Educational evaluation
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      – SubjectFull: Adult education
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      – SubjectFull: Behavior modification
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      – SubjectFull: Financial literacy
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      – SubjectFull: Financial security
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      – TitleFull: DESIGNING EFFECTIVE ADULT FINANCIAL EDUCATION: INTEGRATING ANDRAGOGY AND EVIDENCE-BASED PRACTICES.
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            NameFull: Bartholomae, Suzanne
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              M: 03
              Text: Spring2026
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              Y: 2026
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