Sharing the Risk and Ensuring Independence: A Disability Perspective on Access to Health Insurance and Health-Related Services. A Report to the President and the Congress of the United States.

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Title: Sharing the Risk and Ensuring Independence: A Disability Perspective on Access to Health Insurance and Health-Related Services. A Report to the President and the Congress of the United States.
Language: English
Authors: National Council on Disability, Washington, DC.
Peer Reviewed: N
Page Count: 82
Publication Date: 1993
Document Type: Reports - Research
Descriptors: Delivery Systems, Disabilities, Employment, Health Care Costs, Health Insurance, Independent Living, Medical Services, Normalization (Handicapped), Policy Formation, Public Policy
Geographic Terms: U.S.; District of Columbia
Abstract: This study was designed to identify major issues of access to health insurance and health-related services for persons with disabilities and to develop recommendations that reflect a disability perspective on how these issues can be addressed. Findings and recommendations of the study are based on a review of the literature and testimony from over 75 individuals who participated in 3 public forums. The following findings indicated that: (1) persons with disabilities face major hurdles in obtaining adequate private health insurance; (2) the employment-based private insurance system adversely affects access to private health insurance, particularly for individuals with disabilities who are self-employed or employed by small firms; (3) limitations in the range of services covered under public programs may require that an individual be institutionalized to receive needed services; (4) people with disabilities often forego employment opportunities in order to maintain public health insurance; and (5) the range of services covered by insurance often restricts coverage of services important for persons with disabilities to achieve independence. Recommendations for Congressional action to expand availability and affordability of health insurance are provided. (PB)
Journal Code: RIEAUG1993
Entry Date: 1993
Accession Number: ED355695
Database: ERIC
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  Label: Title
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  Data: Sharing the Risk and Ensuring Independence: A Disability Perspective on Access to Health Insurance and Health-Related Services. A Report to the President and the Congress of the United States.
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  Data: English
– Name: Author
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  Data: <searchLink fieldCode="AR" term="%22National+Council+on+Disability%2C+Washington%2C+DC%2E%22">National Council on Disability, Washington, DC.</searchLink>
– Name: PeerReviewed
  Label: Peer Reviewed
  Group: SrcInfo
  Data: N
– Name: Pages
  Label: Page Count
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  Data: 82
– Name: DatePubCY
  Label: Publication Date
  Group: Date
  Data: 1993
– Name: TypeDocument
  Label: Document Type
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  Data: Reports - Research
– Name: Subject
  Label: Descriptors
  Group: Su
  Data: <searchLink fieldCode="DE" term="%22Delivery+Systems%22">Delivery Systems</searchLink><br /><searchLink fieldCode="DE" term="%22Disabilities%22">Disabilities</searchLink><br /><searchLink fieldCode="DE" term="%22Employment%22">Employment</searchLink><br /><searchLink fieldCode="DE" term="%22Health+Care+Costs%22">Health Care Costs</searchLink><br /><searchLink fieldCode="DE" term="%22Health+Insurance%22">Health Insurance</searchLink><br /><searchLink fieldCode="DE" term="%22Independent+Living%22">Independent Living</searchLink><br /><searchLink fieldCode="DE" term="%22Medical+Services%22">Medical Services</searchLink><br /><searchLink fieldCode="DE" term="%22Normalization+%28Handicapped%29%22">Normalization (Handicapped)</searchLink><br /><searchLink fieldCode="DE" term="%22Policy+Formation%22">Policy Formation</searchLink><br /><searchLink fieldCode="DE" term="%22Public+Policy%22">Public Policy</searchLink>
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  Data: <searchLink fieldCode="DE" term="%22U%2ES%2E%3B+District+of+Columbia%22">U.S.; District of Columbia</searchLink>
– Name: Abstract
  Label: Abstract
  Group: Ab
  Data: This study was designed to identify major issues of access to health insurance and health-related services for persons with disabilities and to develop recommendations that reflect a disability perspective on how these issues can be addressed. Findings and recommendations of the study are based on a review of the literature and testimony from over 75 individuals who participated in 3 public forums. The following findings indicated that: (1) persons with disabilities face major hurdles in obtaining adequate private health insurance; (2) the employment-based private insurance system adversely affects access to private health insurance, particularly for individuals with disabilities who are self-employed or employed by small firms; (3) limitations in the range of services covered under public programs may require that an individual be institutionalized to receive needed services; (4) people with disabilities often forego employment opportunities in order to maintain public health insurance; and (5) the range of services covered by insurance often restricts coverage of services important for persons with disabilities to achieve independence. Recommendations for Congressional action to expand availability and affordability of health insurance are provided. (PB)
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  Data: 1993
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  Data: ED355695
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RecordInfo BibRecord:
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    Languages:
      – Text: English
    PhysicalDescription:
      Pagination:
        PageCount: 82
    Subjects:
      – SubjectFull: Delivery Systems
        Type: general
      – SubjectFull: Disabilities
        Type: general
      – SubjectFull: Employment
        Type: general
      – SubjectFull: Health Care Costs
        Type: general
      – SubjectFull: Health Insurance
        Type: general
      – SubjectFull: Independent Living
        Type: general
      – SubjectFull: Medical Services
        Type: general
      – SubjectFull: Normalization (Handicapped)
        Type: general
      – SubjectFull: Policy Formation
        Type: general
      – SubjectFull: Public Policy
        Type: general
      – SubjectFull: U.S.; District of Columbia
        Type: general
    Titles:
      – TitleFull: Sharing the Risk and Ensuring Independence: A Disability Perspective on Access to Health Insurance and Health-Related Services. A Report to the President and the Congress of the United States.
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            NameFull: National Council on Disability, Washington, DC.
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              Type: published
              Y: 1993
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