Middle Income Undergraduates: Where They Enroll and How They Pay for Their Education. Statistical Analysis Report. Postsecondary Education Descriptive Analysis Reports.
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| Title: | Middle Income Undergraduates: Where They Enroll and How They Pay for Their Education. Statistical Analysis Report. Postsecondary Education Descriptive Analysis Reports. |
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| Language: | English |
| Authors: | Presley, Jennifer B., Clery, Suzanne B., National Center for Education Statistics (ED), Washington, DC., JBL Associates, Bethesda, MD. |
| Availability: | ED Pubs, P.O. Box 1398, Jessup, MD 20794-1398. Tel: 877-433-7827 (Toll Free). |
| Peer Reviewed: | N |
| Page Count: | 114 |
| Publication Date: | 2001 |
| Report Number: | NCES-2001-155 |
| Document Type: | Numerical/Quantitative Data Reports - Research |
| Descriptors: | College Choice, Enrollment, Ethnicity, Family Income, Higher Education, Middle Class Students, Paying for College, Racial Differences, Sex Differences, Undergraduate Students |
| Geographic Terms: | U.S.; District of Columbia |
| Abstract: | This report provides a profile of middle income undergraduates in comparison to their lower income and higher income counterparts and examines where middle income students enroll by price of attendance and how they and their families pay for college. Data are from the 1995-1996 National Postsecondary Student Aid Study (NPSAS:96). Middle income undergraduates are defined as those with family incomes between $35,000 and $69,999 in 1994. Thirty-seven percent of full-time, full-year (FTFY) undergraduates were defined as middle income. Middle income FTFY dependent undergraduates in 1995-1996 were 53% female, 81% White, non-Hispanic, and nearly all from families with at least three family members. About one third were first generation college students, and one quarter had parents with bachelor's degrees. Of FTFY dependent undergraduates, 8% were enrolled at the lowest price-of-attendance level colleges, 21% at moderate price institutions, 49% at upper price, and 23% at the highest price-of-attendance level. Virtually all families in the middle income group are expected to pay part of the price of attendance from their own resources. In 1995-1996, four out of five middle income FTFY dependent undergraduates had some financial need (after subtracting the expected family contribution), compared with almost all of those in the lower income category and one-third of those in the higher income category. One third of middle income FTFY dependent undergraduates with unmet need had not applied for financial aid, and reasons given included the belief that family income was too high or that the family could afford to pay. In 1995-1996, one-half of middle income FTFY dependent undergraduates with financial need received loans, and 52% received grants of some kind. Overall, findings show that lower income and middle income undergraduates have similar price of attendance enrollment patterns. (Contains 29 tables, 9 figures, and 13 references.) (SLD) |
| Notes: | Project officer was C. Dennis Carroll. |
| Journal Code: | RIEFEB2002 |
| Entry Date: | 2002 |
| Accession Number: | ED456686 |
| Database: | ERIC |
| Abstract: | This report provides a profile of middle income undergraduates in comparison to their lower income and higher income counterparts and examines where middle income students enroll by price of attendance and how they and their families pay for college. Data are from the 1995-1996 National Postsecondary Student Aid Study (NPSAS:96). Middle income undergraduates are defined as those with family incomes between $35,000 and $69,999 in 1994. Thirty-seven percent of full-time, full-year (FTFY) undergraduates were defined as middle income. Middle income FTFY dependent undergraduates in 1995-1996 were 53% female, 81% White, non-Hispanic, and nearly all from families with at least three family members. About one third were first generation college students, and one quarter had parents with bachelor's degrees. Of FTFY dependent undergraduates, 8% were enrolled at the lowest price-of-attendance level colleges, 21% at moderate price institutions, 49% at upper price, and 23% at the highest price-of-attendance level. Virtually all families in the middle income group are expected to pay part of the price of attendance from their own resources. In 1995-1996, four out of five middle income FTFY dependent undergraduates had some financial need (after subtracting the expected family contribution), compared with almost all of those in the lower income category and one-third of those in the higher income category. One third of middle income FTFY dependent undergraduates with unmet need had not applied for financial aid, and reasons given included the belief that family income was too high or that the family could afford to pay. In 1995-1996, one-half of middle income FTFY dependent undergraduates with financial need received loans, and 52% received grants of some kind. Overall, findings show that lower income and middle income undergraduates have similar price of attendance enrollment patterns. (Contains 29 tables, 9 figures, and 13 references.) (SLD) |
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