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Student Loan Programs Authorized by the Public Health Service Act: An Overview. CRS Report R46720, Version 1

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Title: Student Loan Programs Authorized by the Public Health Service Act: An Overview. CRS Report R46720, Version 1
Language: English
Authors: Heisler, Elayne J., Hegji, Alexandra, Library of Congress, Congressional Research Service (CRS)
Source: Congressional Research Service. 2021.
Availability: Congressional Research Service. Web site: https://crsreports.congress.gov/
Peer Reviewed: N
Page Count: 26
Publication Date: 2021
Intended Audience: Policymakers
Document Type: Reports - Descriptive
Education Level: Higher Education
Postsecondary Education
Descriptors: Student Loan Programs, Federal Aid, Federal Legislation, Low Income Students, Medical Education, Higher Education, Educational Legislation, Medical Students, Loan Repayment, Eligibility, Loan Default, Nursing Education, Nursing Students, Dentistry, Pharmaceutical Education, Allied Health Occupations Education, Veterinary Medical Education
Laws, Policies and Program Identifiers: Public Health Service Act, Higher Education Act Title IV
Abstract: The Public Health Service Act (PHSA, 42 U.S.C. §§201 et. seq.) authorizes five student loan programs administered by the Department of Health and Human Services (HHS) through the Health Resources and Services Administration (HRSA): (1) Health Professions Student Loans; (2) Loans for Disadvantaged Students; (3) Primary Care Loans; (4) Nursing Student Loans, and; (5) The Nurse Faculty Loan Program. These programs aim to, among other purposes, assist students who are from low-income backgrounds with the costs of attending health professional schools, to diversify the health workforce, and to increase the number of primary care physicians. As of July 31, 2019, approximately 81,800 HRSA loans, totaling $900 million, were outstanding. Today, most federal student loans are made through the William D. Ford Direct Loan program, which is authorized under Title IV of the Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) and administered by the Department of Education (ED). As of September 30, 2020, approximately $1.3 trillion in Direct Loan program loans, borrowed by or on behalf of 36 million individuals, were outstanding. Though HRSA's programs are relatively small in the larger context of federal student loans, they offer targeted assistance to health professional trainees and may provide incentives that differ from other loan programs (e.g., the ability to delay loan repayment during required clinical training, such as internship and residency). This report describes PHSA student loan programs, including borrower eligibility requirements, loan terms and conditions, and administrative rules. It also briefly describes the Health Education Assistance Loan (HEAL) program, a related student loan program authorized under the PHSA that was previously administered by HRSA and is now administered by ED. The report concludes with a table comparing these programs by borrower type, repayment terms, the number of participating schools, and the number and financial amount of outstanding loans.
Abstractor: ERIC
Entry Date: 2021
Accession Number: ED614226
Database: ERIC
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  Data: Student Loan Programs Authorized by the Public Health Service Act: An Overview. CRS Report R46720, Version 1
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  Label: Abstract
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  Data: The Public Health Service Act (PHSA, 42 U.S.C. §§201 et. seq.) authorizes five student loan programs administered by the Department of Health and Human Services (HHS) through the Health Resources and Services Administration (HRSA): (1) Health Professions Student Loans; (2) Loans for Disadvantaged Students; (3) Primary Care Loans; (4) Nursing Student Loans, and; (5) The Nurse Faculty Loan Program. These programs aim to, among other purposes, assist students who are from low-income backgrounds with the costs of attending health professional schools, to diversify the health workforce, and to increase the number of primary care physicians. As of July 31, 2019, approximately 81,800 HRSA loans, totaling $900 million, were outstanding. Today, most federal student loans are made through the William D. Ford Direct Loan program, which is authorized under Title IV of the Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) and administered by the Department of Education (ED). As of September 30, 2020, approximately $1.3 trillion in Direct Loan program loans, borrowed by or on behalf of 36 million individuals, were outstanding. Though HRSA's programs are relatively small in the larger context of federal student loans, they offer targeted assistance to health professional trainees and may provide incentives that differ from other loan programs (e.g., the ability to delay loan repayment during required clinical training, such as internship and residency). This report describes PHSA student loan programs, including borrower eligibility requirements, loan terms and conditions, and administrative rules. It also briefly describes the Health Education Assistance Loan (HEAL) program, a related student loan program authorized under the PHSA that was previously administered by HRSA and is now administered by ED. The report concludes with a table comparing these programs by borrower type, repayment terms, the number of participating schools, and the number and financial amount of outstanding loans.
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      – SubjectFull: Student Loan Programs
        Type: general
      – SubjectFull: Federal Aid
        Type: general
      – SubjectFull: Federal Legislation
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      – SubjectFull: Low Income Students
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      – SubjectFull: Higher Education
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      – SubjectFull: Eligibility
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      – SubjectFull: Loan Default
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      – SubjectFull: Nursing Education
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      – SubjectFull: Nursing Students
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      – SubjectFull: Dentistry
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      – SubjectFull: Pharmaceutical Education
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      – SubjectFull: Allied Health Occupations Education
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      – SubjectFull: Veterinary Medical Education
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      – SubjectFull: Public Health Service Act
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      – SubjectFull: Higher Education Act Title IV
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