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Federal Student Loan Debt Relief in the Context of COVID-19. CRS Report R46314, Version 8. Updated

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Title: Federal Student Loan Debt Relief in the Context of COVID-19. CRS Report R46314, Version 8. Updated
Language: English
Authors: Hegji, Alexandra, Library of Congress, Congressional Research Service (CRS)
Source: Congressional Research Service. 2021.
Availability: Congressional Research Service. Web site: https://crsreports.congress.gov/
Peer Reviewed: N
Page Count: 23
Publication Date: 2021
Intended Audience: Policymakers
Document Type: Reports - Descriptive
Education Level: Higher Education
Postsecondary Education
Descriptors: COVID-19, Pandemics, Student Loan Programs, Student Financial Aid, Loan Repayment, Debt (Financial), Educational Legislation, Federal Legislation, Higher Education, Federal Aid, Income, Attendance, Withdrawal (Education), Credit (Finance), Loan Default, Disabilities, Unemployment
Laws, Policies and Program Identifiers: Higher Education Act 1965, Coronavirus Aid Relief and Economic Security Act 2020, Federal Direct Student Loan Program, Family Education Loan Program, Perkins Loan Program
Abstract: In response to the current Coronavirus Disease 2019 (COVID-19) pandemic, numerous questions have arisen regarding student loan repayment flexibilities and debt relief that may be available to individuals to alleviate potential financial effects related to COVID-19. The Higher Education Act of 1965 (HEA) generally authorizes several options for qualifying individuals. Recent administrative and congressional action, including the enactment of the Coronavirus Aid, Relief, and Economic Security (CARES) Act (P.L. 116-136), provide additional student loan relief measures. This report provides an overview of student loan repayment flexibilities and debt relief provisions that may be available to borrowers facing financial difficulties resulting from the pandemic. It first lists some preexisting loan terms and conditions (authorized through statute and regulations) that may be available to individuals. It then discusses specific administrative and congressional actions taken to address student loan debt in the context of COVID-19. The report concludes with a brief description of additional existing authorities that could be utilized to address other aspects of student loan relief.
Abstractor: ERIC
Entry Date: 2022
Accession Number: ED617508
Database: ERIC
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  Data: Federal Student Loan Debt Relief in the Context of COVID-19. CRS Report R46314, Version 8. Updated
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  Data: 23
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  Data: <searchLink fieldCode="DE" term="%22COVID-19%22">COVID-19</searchLink><br /><searchLink fieldCode="DE" term="%22Pandemics%22">Pandemics</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Loan+Programs%22">Student Loan Programs</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Financial+Aid%22">Student Financial Aid</searchLink><br /><searchLink fieldCode="DE" term="%22Loan+Repayment%22">Loan Repayment</searchLink><br /><searchLink fieldCode="DE" term="%22Debt+%28Financial%29%22">Debt (Financial)</searchLink><br /><searchLink fieldCode="DE" term="%22Educational+Legislation%22">Educational Legislation</searchLink><br /><searchLink fieldCode="DE" term="%22Federal+Legislation%22">Federal Legislation</searchLink><br /><searchLink fieldCode="DE" term="%22Higher+Education%22">Higher Education</searchLink><br /><searchLink fieldCode="DE" term="%22Federal+Aid%22">Federal Aid</searchLink><br /><searchLink fieldCode="DE" term="%22Income%22">Income</searchLink><br /><searchLink fieldCode="DE" term="%22Attendance%22">Attendance</searchLink><br /><searchLink fieldCode="DE" term="%22Withdrawal+%28Education%29%22">Withdrawal (Education)</searchLink><br /><searchLink fieldCode="DE" term="%22Credit+%28Finance%29%22">Credit (Finance)</searchLink><br /><searchLink fieldCode="DE" term="%22Loan+Default%22">Loan Default</searchLink><br /><searchLink fieldCode="DE" term="%22Disabilities%22">Disabilities</searchLink><br /><searchLink fieldCode="DE" term="%22Unemployment%22">Unemployment</searchLink>
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– Name: Abstract
  Label: Abstract
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  Data: In response to the current Coronavirus Disease 2019 (COVID-19) pandemic, numerous questions have arisen regarding student loan repayment flexibilities and debt relief that may be available to individuals to alleviate potential financial effects related to COVID-19. The Higher Education Act of 1965 (HEA) generally authorizes several options for qualifying individuals. Recent administrative and congressional action, including the enactment of the Coronavirus Aid, Relief, and Economic Security (CARES) Act (P.L. 116-136), provide additional student loan relief measures. This report provides an overview of student loan repayment flexibilities and debt relief provisions that may be available to borrowers facing financial difficulties resulting from the pandemic. It first lists some preexisting loan terms and conditions (authorized through statute and regulations) that may be available to individuals. It then discusses specific administrative and congressional actions taken to address student loan debt in the context of COVID-19. The report concludes with a brief description of additional existing authorities that could be utilized to address other aspects of student loan relief.
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  Data: ED617508
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    Languages:
      – Text: English
    PhysicalDescription:
      Pagination:
        PageCount: 23
    Subjects:
      – SubjectFull: COVID-19
        Type: general
      – SubjectFull: Pandemics
        Type: general
      – SubjectFull: Student Loan Programs
        Type: general
      – SubjectFull: Student Financial Aid
        Type: general
      – SubjectFull: Loan Repayment
        Type: general
      – SubjectFull: Debt (Financial)
        Type: general
      – SubjectFull: Educational Legislation
        Type: general
      – SubjectFull: Federal Legislation
        Type: general
      – SubjectFull: Higher Education
        Type: general
      – SubjectFull: Federal Aid
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      – SubjectFull: Income
        Type: general
      – SubjectFull: Attendance
        Type: general
      – SubjectFull: Withdrawal (Education)
        Type: general
      – SubjectFull: Credit (Finance)
        Type: general
      – SubjectFull: Loan Default
        Type: general
      – SubjectFull: Disabilities
        Type: general
      – SubjectFull: Unemployment
        Type: general
      – SubjectFull: Higher Education Act 1965
        Type: general
      – SubjectFull: Coronavirus Aid Relief and Economic Security Act 2020
        Type: general
      – SubjectFull: Federal Direct Student Loan Program
        Type: general
      – SubjectFull: Family Education Loan Program
        Type: general
      – SubjectFull: Perkins Loan Program
        Type: general
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      – TitleFull: Federal Student Loan Debt Relief in the Context of COVID-19. CRS Report R46314, Version 8. Updated
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