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Exploring Stranded Credit in the BC Transfer System

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Title: Exploring Stranded Credit in the BC Transfer System
Language: English
Authors: McQuarrie, Fiona A. E., British Columbia Council on Admissions and Transfer (BCCAT) (Canada)
Source: British Columbia Council on Admissions and Transfer. 2023.
Availability: British Columbia Council on Admissions and Transfer. 709-555 Seymour Street, Vancouver, BC V6B 3H6, Canada. Tel: 604-412-7700; Fax: 604-683-0576; e-mail: info@bccat.ca; Web site: http://www.bccat.ca
Peer Reviewed: N
Page Count: 37
Publication Date: 2023
Document Type: Reports - Research
Education Level: Higher Education
Postsecondary Education
Descriptors: College Credits, Transfer Policy, College Transfer Students, Foreign Countries, Debt (Financial), Academic Records, Web Sites, Institutional Characteristics, Registrars (School), School Policy, Student Motivation, Loan Repayment, Barriers, Universities, Student Financial Aid, Laws, Fees, College Students
Geographic Terms: Canada
Abstract: Stranded credit is credit that students have earned at a postsecondary institution, but cannot use or transfer because they have unpaid debts at the institution. Institutions will usually not issue official transcripts to students with debt, which results in the student being unable to formally document the credits they have acquired. This can cause problems for the student in many areas, including obtaining employment, undertaking further education, and maintaining their immigration status. Being unable to obtain an official transcript may be a barrier to a student obtaining more education or a higher-paying job that would help them pay off their institutional debt. Because of this, several US states have recently banned post-secondary institutions from withholding student transcripts. This study was commissioned by the Transfer and Articulation Committee (TAC) of the BC Council on Admissions & Transfer (BCCAT). The purpose of the study is to investigate the extent of stranded credit in the BC Transfer System (BCTS) and to make recommendations to address it when it occurs. The study collected data from two sources: (1) a review of information on BCTS member institutions' websites around unpaid student debt; and (2) a survey of registrars at the 39 BCTS member institutions on their institutional policies and practices around student debt and withholding transcripts. The data indicate that almost all BCTS member institutions use "transcript holds" on student accounts with outstanding debt, as a means of motivating students to pay those debts. The majority of survey respondents indicated that their institutions use this practice because withholding transcripts is one of the few strategies available to institutions attempting to collect unpaid debts. However, very few respondents indicated that stranded credit is a problem at their institution. Recommendations based on the findings are provided.
Abstractor: ERIC
Entry Date: 2023
Accession Number: ED629412
Database: ERIC
FullText Text:
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  Data: Exploring Stranded Credit in the BC Transfer System
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  Data: British Columbia Council on Admissions and Transfer. 709-555 Seymour Street, Vancouver, BC V6B 3H6, Canada. Tel: 604-412-7700; Fax: 604-683-0576; e-mail: info@bccat.ca; Web site: http://www.bccat.ca
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  Data: 37
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  Data: <searchLink fieldCode="DE" term="%22College+Credits%22">College Credits</searchLink><br /><searchLink fieldCode="DE" term="%22Transfer+Policy%22">Transfer Policy</searchLink><br /><searchLink fieldCode="DE" term="%22College+Transfer+Students%22">College Transfer Students</searchLink><br /><searchLink fieldCode="DE" term="%22Foreign+Countries%22">Foreign Countries</searchLink><br /><searchLink fieldCode="DE" term="%22Debt+%28Financial%29%22">Debt (Financial)</searchLink><br /><searchLink fieldCode="DE" term="%22Academic+Records%22">Academic Records</searchLink><br /><searchLink fieldCode="DE" term="%22Web+Sites%22">Web Sites</searchLink><br /><searchLink fieldCode="DE" term="%22Institutional+Characteristics%22">Institutional Characteristics</searchLink><br /><searchLink fieldCode="DE" term="%22Registrars+%28School%29%22">Registrars (School)</searchLink><br /><searchLink fieldCode="DE" term="%22School+Policy%22">School Policy</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Motivation%22">Student Motivation</searchLink><br /><searchLink fieldCode="DE" term="%22Loan+Repayment%22">Loan Repayment</searchLink><br /><searchLink fieldCode="DE" term="%22Barriers%22">Barriers</searchLink><br /><searchLink fieldCode="DE" term="%22Universities%22">Universities</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Financial+Aid%22">Student Financial Aid</searchLink><br /><searchLink fieldCode="DE" term="%22Laws%22">Laws</searchLink><br /><searchLink fieldCode="DE" term="%22Fees%22">Fees</searchLink><br /><searchLink fieldCode="DE" term="%22College+Students%22">College Students</searchLink>
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  Label: Geographic Terms
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  Data: <searchLink fieldCode="DE" term="%22Canada%22">Canada</searchLink>
– Name: Abstract
  Label: Abstract
  Group: Ab
  Data: Stranded credit is credit that students have earned at a postsecondary institution, but cannot use or transfer because they have unpaid debts at the institution. Institutions will usually not issue official transcripts to students with debt, which results in the student being unable to formally document the credits they have acquired. This can cause problems for the student in many areas, including obtaining employment, undertaking further education, and maintaining their immigration status. Being unable to obtain an official transcript may be a barrier to a student obtaining more education or a higher-paying job that would help them pay off their institutional debt. Because of this, several US states have recently banned post-secondary institutions from withholding student transcripts. This study was commissioned by the Transfer and Articulation Committee (TAC) of the BC Council on Admissions & Transfer (BCCAT). The purpose of the study is to investigate the extent of stranded credit in the BC Transfer System (BCTS) and to make recommendations to address it when it occurs. The study collected data from two sources: (1) a review of information on BCTS member institutions' websites around unpaid student debt; and (2) a survey of registrars at the 39 BCTS member institutions on their institutional policies and practices around student debt and withholding transcripts. The data indicate that almost all BCTS member institutions use "transcript holds" on student accounts with outstanding debt, as a means of motivating students to pay those debts. The majority of survey respondents indicated that their institutions use this practice because withholding transcripts is one of the few strategies available to institutions attempting to collect unpaid debts. However, very few respondents indicated that stranded credit is a problem at their institution. Recommendations based on the findings are provided.
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    Languages:
      – Text: English
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      Pagination:
        PageCount: 37
    Subjects:
      – SubjectFull: College Credits
        Type: general
      – SubjectFull: Transfer Policy
        Type: general
      – SubjectFull: College Transfer Students
        Type: general
      – SubjectFull: Foreign Countries
        Type: general
      – SubjectFull: Debt (Financial)
        Type: general
      – SubjectFull: Academic Records
        Type: general
      – SubjectFull: Web Sites
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      – SubjectFull: Institutional Characteristics
        Type: general
      – SubjectFull: Registrars (School)
        Type: general
      – SubjectFull: School Policy
        Type: general
      – SubjectFull: Student Motivation
        Type: general
      – SubjectFull: Loan Repayment
        Type: general
      – SubjectFull: Barriers
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      – SubjectFull: Universities
        Type: general
      – SubjectFull: Student Financial Aid
        Type: general
      – SubjectFull: Laws
        Type: general
      – SubjectFull: Fees
        Type: general
      – SubjectFull: College Students
        Type: general
      – SubjectFull: Canada
        Type: general
    Titles:
      – TitleFull: Exploring Stranded Credit in the BC Transfer System
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            NameFull: British Columbia Council on Admissions and Transfer (BCCAT) (Canada)
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