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Federal Student Loan Debt Relief in the Context of COVID-19. CRS Report R46314, Version 17. Updated

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Title: Federal Student Loan Debt Relief in the Context of COVID-19. CRS Report R46314, Version 17. Updated
Language: English
Authors: Alexandra Hegji, Library of Congress, Congressional Research Service (CRS)
Source: Congressional Research Service. 2024.
Availability: Congressional Research Service. Web site: https://crsreports.congress.gov/
Peer Reviewed: N
Page Count: 31
Publication Date: 2024
Intended Audience: Policymakers
Document Type: Reports - Descriptive
Education Level: Higher Education
Postsecondary Education
Descriptors: Student Loan Programs, COVID-19, Pandemics, Debt (Financial), Educational Finance, Loan Repayment, Federal Aid, Federal Legislation, Educational Legislation, Higher Education, Grants, Emergency Programs, Economic Factors, Federal Programs, Student Financial Aid
Laws, Policies and Program Identifiers: Coronavirus Aid Relief and Economic Security Act 2020, Higher Education Act Title IV
Abstract: In early 2020, in response to the emerging COVID-19 pandemic, the Trump Administration declared a public health emergency under the Public Health Service Act, a national emergency under the National Emergencies Act, and a nationwide emergency under the Robert T. Stafford Disaster Relief and Emergency Assistance Act. Congress and the U.S. Department of Education (ED)--under both the Trump and Biden Administrations--then took action to provide a variety of student loan debt relief to qualifying borrowers of federal student loans to alleviate the potential financial effects related to the pandemic. These actions included enactment of the Coronavirus Aid, Relief, and Economic Security (CARES) Act (P.L. 116-136) and invocation of the Higher Education Relief Opportunities for Students Act of 2003 (HEROES Act) by ED. The primary period during which many of these debt relief measures were in effect spanned March 13, 2020, through August 31, 2023. This report provides an overview of the student loan repayment debt relief measures that were available to HEA Title IV loan borrowers potentially facing financial difficulties in light of the pandemic. It does not discuss those preexisting loan terms and conditions (authorized through statute and regulations) that were (and are) generally available to individuals absent the COVID-19 national emergency. The report concludes with a brief description of additional existing authorities that were available to address other aspects of student loan relief.
Abstractor: ERIC
Entry Date: 2025
Accession Number: ED671158
Database: ERIC
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  Data: Federal Student Loan Debt Relief in the Context of COVID-19. CRS Report R46314, Version 17. Updated
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  Data: Congressional Research Service. Web site: https://crsreports.congress.gov/
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  Data: <searchLink fieldCode="DE" term="%22Student+Loan+Programs%22">Student Loan Programs</searchLink><br /><searchLink fieldCode="DE" term="%22COVID-19%22">COVID-19</searchLink><br /><searchLink fieldCode="DE" term="%22Pandemics%22">Pandemics</searchLink><br /><searchLink fieldCode="DE" term="%22Debt+%28Financial%29%22">Debt (Financial)</searchLink><br /><searchLink fieldCode="DE" term="%22Educational+Finance%22">Educational Finance</searchLink><br /><searchLink fieldCode="DE" term="%22Loan+Repayment%22">Loan Repayment</searchLink><br /><searchLink fieldCode="DE" term="%22Federal+Aid%22">Federal Aid</searchLink><br /><searchLink fieldCode="DE" term="%22Federal+Legislation%22">Federal Legislation</searchLink><br /><searchLink fieldCode="DE" term="%22Educational+Legislation%22">Educational Legislation</searchLink><br /><searchLink fieldCode="DE" term="%22Higher+Education%22">Higher Education</searchLink><br /><searchLink fieldCode="DE" term="%22Grants%22">Grants</searchLink><br /><searchLink fieldCode="DE" term="%22Emergency+Programs%22">Emergency Programs</searchLink><br /><searchLink fieldCode="DE" term="%22Economic+Factors%22">Economic Factors</searchLink><br /><searchLink fieldCode="DE" term="%22Federal+Programs%22">Federal Programs</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Financial+Aid%22">Student Financial Aid</searchLink>
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  Data: In early 2020, in response to the emerging COVID-19 pandemic, the Trump Administration declared a public health emergency under the Public Health Service Act, a national emergency under the National Emergencies Act, and a nationwide emergency under the Robert T. Stafford Disaster Relief and Emergency Assistance Act. Congress and the U.S. Department of Education (ED)--under both the Trump and Biden Administrations--then took action to provide a variety of student loan debt relief to qualifying borrowers of federal student loans to alleviate the potential financial effects related to the pandemic. These actions included enactment of the Coronavirus Aid, Relief, and Economic Security (CARES) Act (P.L. 116-136) and invocation of the Higher Education Relief Opportunities for Students Act of 2003 (HEROES Act) by ED. The primary period during which many of these debt relief measures were in effect spanned March 13, 2020, through August 31, 2023. This report provides an overview of the student loan repayment debt relief measures that were available to HEA Title IV loan borrowers potentially facing financial difficulties in light of the pandemic. It does not discuss those preexisting loan terms and conditions (authorized through statute and regulations) that were (and are) generally available to individuals absent the COVID-19 national emergency. The report concludes with a brief description of additional existing authorities that were available to address other aspects of student loan relief.
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      – Text: English
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        PageCount: 31
    Subjects:
      – SubjectFull: Student Loan Programs
        Type: general
      – SubjectFull: COVID-19
        Type: general
      – SubjectFull: Pandemics
        Type: general
      – SubjectFull: Debt (Financial)
        Type: general
      – SubjectFull: Educational Finance
        Type: general
      – SubjectFull: Loan Repayment
        Type: general
      – SubjectFull: Federal Aid
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      – SubjectFull: Federal Legislation
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      – SubjectFull: Educational Legislation
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      – SubjectFull: Higher Education
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      – SubjectFull: Grants
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      – SubjectFull: Emergency Programs
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      – SubjectFull: Economic Factors
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      – SubjectFull: Federal Programs
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      – SubjectFull: Student Financial Aid
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      – SubjectFull: Coronavirus Aid Relief and Economic Security Act 2020
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      – SubjectFull: Higher Education Act Title IV
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              Y: 2024
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