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Student Loan Programs Authorized by the Public Health Service Act: An Overview. CRS Report R46720, Version 3. Updated

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Title: Student Loan Programs Authorized by the Public Health Service Act: An Overview. CRS Report R46720, Version 3. Updated
Language: English
Authors: Elayne J. Heisler, Alexandra Hegji, Library of Congress, Congressional Research Service (CRS)
Source: Congressional Research Service. 2025.
Availability: Congressional Research Service. Web site: https://crsreports.congress.gov/
Peer Reviewed: N
Page Count: 25
Publication Date: 2025
Intended Audience: Policymakers
Document Type: Reports - Descriptive
Education Level: Higher Education
Postsecondary Education
Descriptors: Student Loan Programs, Federal Legislation, Educational Finance, Nursing Students, Allied Health Occupations Education, Low Income Students, Financial Support, Higher Education, Loan Repayment, Eligibility
Abstract: The Public Health Service Act (PHSA, 42 U.S.C. §§201 et. seq.) authorizes five student loan programs administered by the Department of Health and Human Services (HHS) through the Health Resources and Services Administration (HRSA): (1) Health Professions Student Loans; (2) Loans for Disadvantaged Students; (3) Primary Care Loans; (4) Nursing Student Loans; and (5) Nurse Faculty Loan Program. These programs aim to, among other purposes, assist students who are from low-income backgrounds with the costs of attending health professional schools, to diversify the health workforce, and to increase the number of primary care physicians. This report describes PHSA student loan programs, including borrower eligibility requirements, loan terms and conditions, and administrative rules. It also briefly describes the Health Education Assistance Loan (HEAL) program, a related student loan program authorized under the PHSA that was previously administered by HRSA and is now administered by ED. The report concludes with a table comparing these programs by borrower type, repayment terms, the number of participating schools, and the number and financial amount of outstanding loans.
Abstractor: ERIC
Entry Date: 2025
Accession Number: ED674687
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  Data: Student Loan Programs Authorized by the Public Health Service Act: An Overview. CRS Report R46720, Version 3. Updated
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  Data: <searchLink fieldCode="AR" term="%22Elayne+J%2E+Heisler%22">Elayne J. Heisler</searchLink><br /><searchLink fieldCode="AR" term="%22Alexandra+Hegji%22">Alexandra Hegji</searchLink><br /><searchLink fieldCode="AR" term="%22Library+of+Congress%2C+Congressional+Research+Service+%28CRS%29%22">Library of Congress, Congressional Research Service (CRS)</searchLink>
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  Data: <searchLink fieldCode="DE" term="%22Student+Loan+Programs%22">Student Loan Programs</searchLink><br /><searchLink fieldCode="DE" term="%22Federal+Legislation%22">Federal Legislation</searchLink><br /><searchLink fieldCode="DE" term="%22Educational+Finance%22">Educational Finance</searchLink><br /><searchLink fieldCode="DE" term="%22Nursing+Students%22">Nursing Students</searchLink><br /><searchLink fieldCode="DE" term="%22Allied+Health+Occupations+Education%22">Allied Health Occupations Education</searchLink><br /><searchLink fieldCode="DE" term="%22Low+Income+Students%22">Low Income Students</searchLink><br /><searchLink fieldCode="DE" term="%22Financial+Support%22">Financial Support</searchLink><br /><searchLink fieldCode="DE" term="%22Higher+Education%22">Higher Education</searchLink><br /><searchLink fieldCode="DE" term="%22Loan+Repayment%22">Loan Repayment</searchLink><br /><searchLink fieldCode="DE" term="%22Eligibility%22">Eligibility</searchLink>
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  Data: The Public Health Service Act (PHSA, 42 U.S.C. §§201 et. seq.) authorizes five student loan programs administered by the Department of Health and Human Services (HHS) through the Health Resources and Services Administration (HRSA): (1) Health Professions Student Loans; (2) Loans for Disadvantaged Students; (3) Primary Care Loans; (4) Nursing Student Loans; and (5) Nurse Faculty Loan Program. These programs aim to, among other purposes, assist students who are from low-income backgrounds with the costs of attending health professional schools, to diversify the health workforce, and to increase the number of primary care physicians. This report describes PHSA student loan programs, including borrower eligibility requirements, loan terms and conditions, and administrative rules. It also briefly describes the Health Education Assistance Loan (HEAL) program, a related student loan program authorized under the PHSA that was previously administered by HRSA and is now administered by ED. The report concludes with a table comparing these programs by borrower type, repayment terms, the number of participating schools, and the number and financial amount of outstanding loans.
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      – Text: English
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        PageCount: 25
    Subjects:
      – SubjectFull: Student Loan Programs
        Type: general
      – SubjectFull: Federal Legislation
        Type: general
      – SubjectFull: Educational Finance
        Type: general
      – SubjectFull: Nursing Students
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      – SubjectFull: Allied Health Occupations Education
        Type: general
      – SubjectFull: Low Income Students
        Type: general
      – SubjectFull: Financial Support
        Type: general
      – SubjectFull: Higher Education
        Type: general
      – SubjectFull: Loan Repayment
        Type: general
      – SubjectFull: Eligibility
        Type: general
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      – TitleFull: Student Loan Programs Authorized by the Public Health Service Act: An Overview. CRS Report R46720, Version 3. Updated
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