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Private Student Loans: Fact & Trends. Updated

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Bibliographic Details
Title: Private Student Loans: Fact & Trends. Updated
Language: English
Authors: Ellie Bruecker, The Institute for College Access & Success (TICAS)
Source: Institute for College Access & Success. 2025.
Availability: Institute for College Access & Success. 405 14th Street 11th Floor, Oakland, CA 94612. Tel: 5110-559-9509; Fax: 510-845-4112; e-mail: admin@ticas.org; Web site: http://www.ticas.org
Peer Reviewed: N
Page Count: 2
Publication Date: 2025
Document Type: Reports - Descriptive
Education Level: Higher Education
Postsecondary Education
Descriptors: Private Financial Support, Student Loan Programs, Student Financial Aid, Higher Education, Educational Trends, Risk, Income Contingent Loans, Loan Repayment, Undergraduate Students
Abstract: Private loans are one of the riskiest ways to finance a college education. Like credit cards, these bank- and lender-originated loans typically have variable interest rates, and these rates are often higher for those who can least afford them. Private loans are not eligible for critical protections and supports that are afforded to federal student loan borrowers, like income-based repayment or loan forgiveness options. The facts and figures presented in this brief report reflect the most recent data available about undergraduate private loan borrowing and the evolving private loan market. The figures represent borrowing in one academic year (2019-20), unless otherwise noted.
Abstractor: ERIC
Entry Date: 2025
Accession Number: ED675693
Database: ERIC
FullText Text:
  Availability: 0
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  – Url: https://eric.ed.gov/contentdelivery/servlet/ERICServlet?accno=ED675693
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  Data: Private Student Loans: Fact & Trends. Updated
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  Data: Institute for College Access & Success. 405 14th Street 11th Floor, Oakland, CA 94612. Tel: 5110-559-9509; Fax: 510-845-4112; e-mail: admin@ticas.org; Web site: http://www.ticas.org
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  Data: <searchLink fieldCode="DE" term="%22Private+Financial+Support%22">Private Financial Support</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Loan+Programs%22">Student Loan Programs</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Financial+Aid%22">Student Financial Aid</searchLink><br /><searchLink fieldCode="DE" term="%22Higher+Education%22">Higher Education</searchLink><br /><searchLink fieldCode="DE" term="%22Educational+Trends%22">Educational Trends</searchLink><br /><searchLink fieldCode="DE" term="%22Risk%22">Risk</searchLink><br /><searchLink fieldCode="DE" term="%22Income+Contingent+Loans%22">Income Contingent Loans</searchLink><br /><searchLink fieldCode="DE" term="%22Loan+Repayment%22">Loan Repayment</searchLink><br /><searchLink fieldCode="DE" term="%22Undergraduate+Students%22">Undergraduate Students</searchLink>
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  Data: Private loans are one of the riskiest ways to finance a college education. Like credit cards, these bank- and lender-originated loans typically have variable interest rates, and these rates are often higher for those who can least afford them. Private loans are not eligible for critical protections and supports that are afforded to federal student loan borrowers, like income-based repayment or loan forgiveness options. The facts and figures presented in this brief report reflect the most recent data available about undergraduate private loan borrowing and the evolving private loan market. The figures represent borrowing in one academic year (2019-20), unless otherwise noted.
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  Data: 2025
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      – Text: English
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      – SubjectFull: Private Financial Support
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      – SubjectFull: Student Loan Programs
        Type: general
      – SubjectFull: Student Financial Aid
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      – SubjectFull: Risk
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      – SubjectFull: Income Contingent Loans
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      – SubjectFull: Loan Repayment
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      – SubjectFull: Undergraduate Students
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      – TitleFull: Private Student Loans: Fact & Trends. Updated
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