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The Hidden Cost of Transferring: Debt Challenges Facing Transfer Students. Spotlight Report Brief

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Title: The Hidden Cost of Transferring: Debt Challenges Facing Transfer Students. Spotlight Report Brief
Language: English
Authors: Morgan Beckham, Trellis Strategies
Source: Online Submission. 2025.
Peer Reviewed: N
Page Count: 5
Publication Date: 2025
Document Type: Reports - Evaluative
Education Level: Higher Education
Postsecondary Education
Descriptors: College Transfer Students, Debt (Financial), Student Mobility, Student Financial Aid, College Credits, Student Loan Programs, Barriers
Abstract: As modern learners increasingly pursue non-linear pathways in higher education, transfer students face significant barriers to completion, particularly credit loss and reduced aid that contribute to higher debt. Utilizing findings from the 2024 Student Financial Wellness Survey (SFWS), this brief offers insight into the financial implications of transferring and informs strategies to foster greater mobility across institutions for today's learners.
Abstractor: As Provided
Entry Date: 2026
Accession Number: ED677879
Database: ERIC
FullText Text:
  Availability: 0
CustomLinks:
  – Url: https://eric.ed.gov/contentdelivery/servlet/ERICServlet?accno=ED677879
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    Text: Full Text from ERIC
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DbLabel: ERIC
An: ED677879
AccessLevel: 3
PubType: Report
PubTypeId: report
PreciseRelevancyScore: 0
IllustrationInfo
Items – Name: Title
  Label: Title
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  Data: The Hidden Cost of Transferring: Debt Challenges Facing Transfer Students. Spotlight Report Brief
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  Data: <searchLink fieldCode="AR" term="%22Morgan+Beckham%22">Morgan Beckham</searchLink><br /><searchLink fieldCode="AR" term="%22Trellis+Strategies%22">Trellis Strategies</searchLink>
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  Data: <searchLink fieldCode="SO" term="%22Online+Submission%22"><i>Online Submission</i></searchLink>. 2025.
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  Data: N
– Name: Pages
  Label: Page Count
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  Data: 5
– Name: DatePubCY
  Label: Publication Date
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  Data: 2025
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  Data: Reports - Evaluative
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  Data: <searchLink fieldCode="EL" term="%22Higher+Education%22">Higher Education</searchLink><br /><searchLink fieldCode="EL" term="%22Postsecondary+Education%22">Postsecondary Education</searchLink>
– Name: Subject
  Label: Descriptors
  Group: Su
  Data: <searchLink fieldCode="DE" term="%22College+Transfer+Students%22">College Transfer Students</searchLink><br /><searchLink fieldCode="DE" term="%22Debt+%28Financial%29%22">Debt (Financial)</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Mobility%22">Student Mobility</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Financial+Aid%22">Student Financial Aid</searchLink><br /><searchLink fieldCode="DE" term="%22College+Credits%22">College Credits</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Loan+Programs%22">Student Loan Programs</searchLink><br /><searchLink fieldCode="DE" term="%22Barriers%22">Barriers</searchLink>
– Name: Abstract
  Label: Abstract
  Group: Ab
  Data: As modern learners increasingly pursue non-linear pathways in higher education, transfer students face significant barriers to completion, particularly credit loss and reduced aid that contribute to higher debt. Utilizing findings from the 2024 Student Financial Wellness Survey (SFWS), this brief offers insight into the financial implications of transferring and informs strategies to foster greater mobility across institutions for today's learners.
– Name: AbstractInfo
  Label: Abstractor
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  Data: As Provided
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  Label: Entry Date
  Group: Date
  Data: 2026
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  Label: Accession Number
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  Data: ED677879
PLink https://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=eric&AN=ED677879
RecordInfo BibRecord:
  BibEntity:
    Languages:
      – Text: English
    PhysicalDescription:
      Pagination:
        PageCount: 5
    Subjects:
      – SubjectFull: College Transfer Students
        Type: general
      – SubjectFull: Debt (Financial)
        Type: general
      – SubjectFull: Student Mobility
        Type: general
      – SubjectFull: Student Financial Aid
        Type: general
      – SubjectFull: College Credits
        Type: general
      – SubjectFull: Student Loan Programs
        Type: general
      – SubjectFull: Barriers
        Type: general
    Titles:
      – TitleFull: The Hidden Cost of Transferring: Debt Challenges Facing Transfer Students. Spotlight Report Brief
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            NameFull: Trellis Strategies
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            NameFull: Morgan Beckham
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          Dates:
            – D: 01
              M: 12
              Type: published
              Y: 2025
          Titles:
            – TitleFull: Online Submission
              Type: main
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