View in EDS

Who Is the Modern Borrower? Insights from the 2024 Student Financial Wellness Survey. Research Brief

Saved in:
Bibliographic Details
Title: Who Is the Modern Borrower? Insights from the 2024 Student Financial Wellness Survey. Research Brief
Language: English
Authors: May Helena Plumb, Trellis Strategies
Source: Online Submission. 2026.
Peer Reviewed: N
Page Count: 4
Publication Date: 2026
Document Type: Reports - Research
Education Level: Higher Education
Postsecondary Education
Descriptors: Student Loan Programs, Student Financial Aid, Student Costs, College Students, Postsecondary Education, Student Responsibility, Financial Problems, Loan Repayment
Abstract: This research brief highlights five key findings about student loan borrowers from the Fall 2024 Student Financial Wellness Survey, exemplified by real student stories shared in their own words. By examining learners' experiences through the lens of their borrowing behavior, we glean insights into the complex relationship between their finances, academic experiences, long-term goals, and day-to-day responsibilities. To dive deeper into these results--based on a qualitative analysis of over 14,000 write-in responses--readers can also download the full-length report from Trellis Strategies: "A step forward toward brighter opportunities": Learners' perspectives on student loan borrowing.
Abstractor: As Provided
Entry Date: 2026
Accession Number: ED681132
Database: ERIC
FullText Text:
  Availability: 0
CustomLinks:
  – Url: https://eric.ed.gov/contentdelivery/servlet/ERICServlet?accno=ED681132
    Name: ERIC Full Text
    Category: fullText
    Text: Full Text from ERIC
Header DbId: eric
DbLabel: ERIC
An: ED681132
AccessLevel: 3
PubType: Report
PubTypeId: report
PreciseRelevancyScore: 0
IllustrationInfo
Items – Name: Title
  Label: Title
  Group: Ti
  Data: Who Is the Modern Borrower? Insights from the 2024 Student Financial Wellness Survey. Research Brief
– Name: Language
  Label: Language
  Group: Lang
  Data: English
– Name: Author
  Label: Authors
  Group: Au
  Data: <searchLink fieldCode="AR" term="%22May+Helena+Plumb%22">May Helena Plumb</searchLink><br /><searchLink fieldCode="AR" term="%22Trellis+Strategies%22">Trellis Strategies</searchLink>
– Name: TitleSource
  Label: Source
  Group: Src
  Data: <searchLink fieldCode="SO" term="%22Online+Submission%22"><i>Online Submission</i></searchLink>. 2026.
– Name: PeerReviewed
  Label: Peer Reviewed
  Group: SrcInfo
  Data: N
– Name: Pages
  Label: Page Count
  Group: Src
  Data: 4
– Name: DatePubCY
  Label: Publication Date
  Group: Date
  Data: 2026
– Name: TypeDocument
  Label: Document Type
  Group: TypDoc
  Data: Reports - Research
– Name: Audience
  Label: Education Level
  Group: Audnce
  Data: <searchLink fieldCode="EL" term="%22Higher+Education%22">Higher Education</searchLink><br /><searchLink fieldCode="EL" term="%22Postsecondary+Education%22">Postsecondary Education</searchLink>
– Name: Subject
  Label: Descriptors
  Group: Su
  Data: <searchLink fieldCode="DE" term="%22Student+Loan+Programs%22">Student Loan Programs</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Financial+Aid%22">Student Financial Aid</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Costs%22">Student Costs</searchLink><br /><searchLink fieldCode="DE" term="%22College+Students%22">College Students</searchLink><br /><searchLink fieldCode="DE" term="%22Postsecondary+Education%22">Postsecondary Education</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Responsibility%22">Student Responsibility</searchLink><br /><searchLink fieldCode="DE" term="%22Financial+Problems%22">Financial Problems</searchLink><br /><searchLink fieldCode="DE" term="%22Loan+Repayment%22">Loan Repayment</searchLink>
– Name: Abstract
  Label: Abstract
  Group: Ab
  Data: This research brief highlights five key findings about student loan borrowers from the Fall 2024 Student Financial Wellness Survey, exemplified by real student stories shared in their own words. By examining learners' experiences through the lens of their borrowing behavior, we glean insights into the complex relationship between their finances, academic experiences, long-term goals, and day-to-day responsibilities. To dive deeper into these results--based on a qualitative analysis of over 14,000 write-in responses--readers can also download the full-length report from Trellis Strategies: "A step forward toward brighter opportunities": Learners' perspectives on student loan borrowing.
– Name: AbstractInfo
  Label: Abstractor
  Group: Ab
  Data: As Provided
– Name: DateEntry
  Label: Entry Date
  Group: Date
  Data: 2026
– Name: AN
  Label: Accession Number
  Group: ID
  Data: ED681132
PLink https://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=eric&AN=ED681132
RecordInfo BibRecord:
  BibEntity:
    Languages:
      – Text: English
    PhysicalDescription:
      Pagination:
        PageCount: 4
    Subjects:
      – SubjectFull: Student Loan Programs
        Type: general
      – SubjectFull: Student Financial Aid
        Type: general
      – SubjectFull: Student Costs
        Type: general
      – SubjectFull: College Students
        Type: general
      – SubjectFull: Postsecondary Education
        Type: general
      – SubjectFull: Student Responsibility
        Type: general
      – SubjectFull: Financial Problems
        Type: general
      – SubjectFull: Loan Repayment
        Type: general
    Titles:
      – TitleFull: Who Is the Modern Borrower? Insights from the 2024 Student Financial Wellness Survey. Research Brief
        Type: main
  BibRelationships:
    HasContributorRelationships:
      – PersonEntity:
          Name:
            NameFull: Trellis Strategies
      – PersonEntity:
          Name:
            NameFull: May Helena Plumb
    IsPartOfRelationships:
      – BibEntity:
          Dates:
            – D: 01
              M: 05
              Type: published
              Y: 2026
          Titles:
            – TitleFull: Online Submission
              Type: main
ResultId 1