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Needs Assessment: Developing a Non Formal Economic Education Framework to Improve Economic Management Capabilities and Earning Activities of Housewives Credit Institutions Customers

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Title: Needs Assessment: Developing a Non Formal Economic Education Framework to Improve Economic Management Capabilities and Earning Activities of Housewives Credit Institutions Customers
Language: English
Authors: Prastyaningtyas, Efa W., Widjaja, Sri U. M., Wahyono, Hari, Handayani, Endang S.
Source: Pegem Journal of Education and Instruction. 2022 12(3):111-118.
Availability: Pegem Academy Publishing and Educational Guidance Services TLC. Mesrutiyet Caddesi, No: 45, Ankara, Kizilay 06420, Turkey. e-mail: editor@pegegog.net; Web site: https://www.pegegog.net/index.php/pegegog
Peer Reviewed: Y
Page Count: 8
Publication Date: 2022
Document Type: Journal Articles
Reports - Research
Descriptors: Needs Assessment, Economics Education, Family and Consumer Sciences, Homemakers, Females, Money Management, Credit (Finance), Debt (Financial), Loan Repayment, Income, Expenditures, Foreign Countries
Geographic Terms: Indonesia
ISSN: 2146-0655
2148-239X
Abstract: Debt will provide economic benefits if it is used for productive things and the debtor have a good plan to repay. Many of the women in the village of Baleturi are in debt, but most of the women who are in debt do not use the money for productive activities. As a result, they decide to take on new debts in order to pay off old debts. The purpose of this study is to find out what is needed (needs assessment) by women who are in debt so that they can use debt for productive things. The design of this research is descriptive qualitative by using interviews and in-depth observations to obtain the necessary data. The results of the study found that most had plans to pay in installments with the income they got every month but most of the plans did not go well because expenses exceeded income. The only way out that the housewives take is to apply for a new debt (robbing Peter to pay Paul). From this side, women who are in debt need simple debt management skills and simple financial management according to their respective incomes. They also need a series of productive activities from planning to execution that are simple and according to their abilities to be free from debt bondage. Productive activities that are able to be carried out by Baleturi women are planting vegetables by utilizing the yard and culinary production.
Abstractor: As Provided
Entry Date: 2023
Accession Number: EJ1362607
Database: ERIC
FullText Text:
  Availability: 0
CustomLinks:
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PubType: Academic Journal
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  Data: Needs Assessment: Developing a Non Formal Economic Education Framework to Improve Economic Management Capabilities and Earning Activities of Housewives Credit Institutions Customers
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  Data: <searchLink fieldCode="AR" term="%22Prastyaningtyas%2C+Efa+W%2E%22">Prastyaningtyas, Efa W.</searchLink><br /><searchLink fieldCode="AR" term="%22Widjaja%2C+Sri+U%2E+M%2E%22">Widjaja, Sri U. M.</searchLink><br /><searchLink fieldCode="AR" term="%22Wahyono%2C+Hari%22">Wahyono, Hari</searchLink><br /><searchLink fieldCode="AR" term="%22Handayani%2C+Endang+S%2E%22">Handayani, Endang S.</searchLink>
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  Data: <searchLink fieldCode="SO" term="%22Pegem+Journal+of+Education+and+Instruction%22"><i>Pegem Journal of Education and Instruction</i></searchLink>. 2022 12(3):111-118.
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  Data: Pegem Academy Publishing and Educational Guidance Services TLC. Mesrutiyet Caddesi, No: 45, Ankara, Kizilay 06420, Turkey. e-mail: editor@pegegog.net; Web site: https://www.pegegog.net/index.php/pegegog
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  Data: <searchLink fieldCode="DE" term="%22Needs+Assessment%22">Needs Assessment</searchLink><br /><searchLink fieldCode="DE" term="%22Economics+Education%22">Economics Education</searchLink><br /><searchLink fieldCode="DE" term="%22Family+and+Consumer+Sciences%22">Family and Consumer Sciences</searchLink><br /><searchLink fieldCode="DE" term="%22Homemakers%22">Homemakers</searchLink><br /><searchLink fieldCode="DE" term="%22Females%22">Females</searchLink><br /><searchLink fieldCode="DE" term="%22Money+Management%22">Money Management</searchLink><br /><searchLink fieldCode="DE" term="%22Credit+%28Finance%29%22">Credit (Finance)</searchLink><br /><searchLink fieldCode="DE" term="%22Debt+%28Financial%29%22">Debt (Financial)</searchLink><br /><searchLink fieldCode="DE" term="%22Loan+Repayment%22">Loan Repayment</searchLink><br /><searchLink fieldCode="DE" term="%22Income%22">Income</searchLink><br /><searchLink fieldCode="DE" term="%22Expenditures%22">Expenditures</searchLink><br /><searchLink fieldCode="DE" term="%22Foreign+Countries%22">Foreign Countries</searchLink>
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– Name: Abstract
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  Data: Debt will provide economic benefits if it is used for productive things and the debtor have a good plan to repay. Many of the women in the village of Baleturi are in debt, but most of the women who are in debt do not use the money for productive activities. As a result, they decide to take on new debts in order to pay off old debts. The purpose of this study is to find out what is needed (needs assessment) by women who are in debt so that they can use debt for productive things. The design of this research is descriptive qualitative by using interviews and in-depth observations to obtain the necessary data. The results of the study found that most had plans to pay in installments with the income they got every month but most of the plans did not go well because expenses exceeded income. The only way out that the housewives take is to apply for a new debt (robbing Peter to pay Paul). From this side, women who are in debt need simple debt management skills and simple financial management according to their respective incomes. They also need a series of productive activities from planning to execution that are simple and according to their abilities to be free from debt bondage. Productive activities that are able to be carried out by Baleturi women are planting vegetables by utilizing the yard and culinary production.
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RecordInfo BibRecord:
  BibEntity:
    Languages:
      – Text: English
    PhysicalDescription:
      Pagination:
        PageCount: 8
        StartPage: 111
    Subjects:
      – SubjectFull: Needs Assessment
        Type: general
      – SubjectFull: Economics Education
        Type: general
      – SubjectFull: Family and Consumer Sciences
        Type: general
      – SubjectFull: Homemakers
        Type: general
      – SubjectFull: Females
        Type: general
      – SubjectFull: Money Management
        Type: general
      – SubjectFull: Credit (Finance)
        Type: general
      – SubjectFull: Debt (Financial)
        Type: general
      – SubjectFull: Loan Repayment
        Type: general
      – SubjectFull: Income
        Type: general
      – SubjectFull: Expenditures
        Type: general
      – SubjectFull: Foreign Countries
        Type: general
      – SubjectFull: Indonesia
        Type: general
    Titles:
      – TitleFull: Needs Assessment: Developing a Non Formal Economic Education Framework to Improve Economic Management Capabilities and Earning Activities of Housewives Credit Institutions Customers
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            NameFull: Widjaja, Sri U. M.
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            NameFull: Wahyono, Hari
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            NameFull: Handayani, Endang S.
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