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Financial Circumstances, Financial Difficulties and Academic Achievement among First-Year Undergraduates

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Title: Financial Circumstances, Financial Difficulties and Academic Achievement among First-Year Undergraduates
Language: English
Authors: Harding, Jamie
Source: Journal of Further and Higher Education. 2011 35(4):483-499.
Availability: Routledge. Available from: Taylor & Francis, Ltd. 325 Chestnut Street Suite 800, Philadelphia, PA 19106. Tel: 800-354-1420; Fax: 215-625-2940; Web site: http://www.tandf.co.uk/journals
Peer Reviewed: Y
Page Count: 17
Publication Date: 2011
Document Type: Journal Articles
Reports - Research
Education Level: Higher Education
Descriptors: Foreign Countries, Student Financial Aid, Costs, Higher Education, Academic Achievement, College Freshmen, Educational Finance, Educational Policy
Geographic Terms: United Kingdom
DOI: 10.1080/0309877X.2011.584969
ISSN: 0309-877X
Abstract: Many governments have adopted a policy of seeking to increase the number of students entering higher education and to finance this expansion by transferring costs from the state to the individual. In the United Kingdom, this policy has been pursued with relatively little concern for the impact that the increasing financial burden may have on students. Research at one case-study university suggested that many students were coping with their day-to-day living costs more comfortably than they had expected to in the first year. However, those in a difficult financial position at the start of their period of study were likely to face greater problems in the course of their first year. Two difficulties in particular--having missed payments at the start of the academic programme, and having to wait for the first student loan payment--were shown to have a damaging effect on academic performance. (Contains 5 tables.)
Abstractor: As Provided
Number of References: 44
Entry Date: 2012
Accession Number: EJ950055
Database: ERIC
FullText Text:
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  Data: Routledge. Available from: Taylor & Francis, Ltd. 325 Chestnut Street Suite 800, Philadelphia, PA 19106. Tel: 800-354-1420; Fax: 215-625-2940; Web site: http://www.tandf.co.uk/journals
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  Data: Many governments have adopted a policy of seeking to increase the number of students entering higher education and to finance this expansion by transferring costs from the state to the individual. In the United Kingdom, this policy has been pursued with relatively little concern for the impact that the increasing financial burden may have on students. Research at one case-study university suggested that many students were coping with their day-to-day living costs more comfortably than they had expected to in the first year. However, those in a difficult financial position at the start of their period of study were likely to face greater problems in the course of their first year. Two difficulties in particular--having missed payments at the start of the academic programme, and having to wait for the first student loan payment--were shown to have a damaging effect on academic performance. (Contains 5 tables.)
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      – SubjectFull: Costs
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