APA (7th ed.) Citation

JTO, O., R, A., & MU, A. (2007). An empirical analysis of microcredit repayment in Southwestern Nigeria. Journal of Human Behavior in the Social Environment, 16(4), 37. https://doi.org/10.1300/10911350802081592

Chicago Style (17th ed.) Citation

JTO, Oke, Adeyemo R, and Agbonlahor MU. "An Empirical Analysis of Microcredit Repayment in Southwestern Nigeria." Journal of Human Behavior in the Social Environment 16, no. 4 (2007): 37. https://doi.org/10.1300/10911350802081592.

MLA (9th ed.) Citation

JTO, Oke, et al. "An Empirical Analysis of Microcredit Repayment in Southwestern Nigeria." Journal of Human Behavior in the Social Environment, vol. 16, no. 4, 2007, p. 37, https://doi.org/10.1300/10911350802081592.