APA (7th ed.) Citation

SB, F., PF, S., EE, B., & R, F. (1980). In my opinion...pressures for cost containment. Cross-reference on human resources management, 10(5), 12.

Chicago Style (17th ed.) Citation

SB, Fried, Schmitz PF, Burrow EE, and Fugate R. "In My Opinion...pressures for Cost Containment." Cross-reference on Human Resources Management 10, no. 5 (1980): 12.

MLA (9th ed.) Citation

SB, Fried, et al. "In My Opinion...pressures for Cost Containment." Cross-reference on Human Resources Management, vol. 10, no. 5, 1980, p. 12.