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Policyholder's Reasonable Expectations

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Title: Policyholder's Reasonable Expectations
Description: Over the past two decades, protecting contractual parties'reasonable expectations has incrementally gained judicial recognition in English contract law. In contrast, however, the similar'doctrine'of'policyholder's reasonable expectations'has been largely rejected in English insurance law. This is injurious, firstly, to both the consumer and business policyholder's reasonable expectations of coverage of particular risks, and, secondly, to consumer policyholder's reasonable expectations of bonuses in with-profits life insurance. To remedy these problems, this book argues for an incremental but definite acceptance of the conception of policyholder's reasonable expectations in English insurance law. It firstly discusses the homogeneity between insurance law and contract law, as well as the role of (reasonable) expectations and their relevance to the emerging duty of good faith in contract law. Secondly, following a review and re-characterisation of the American insurance law'doctrine'of reasonable expectations, the book addresses the conventional English objections to the reasonable expectations approach in insurance law. In passing, it also rethinks the approach to the protection of policyholder's reasonable expectations of bonuses in with-profits life insurance through a revisit to the (in)famous case Equitable Life Assurance Society v Hyman [2000] UKHL 39, particularly to its relevant business and regulatory background.
Authors: Yong Qiang Han
Resource Type: eBook.
Subjects: Good faith (Law)--United States, Contracts--England, Insurance law--England, Good faith (Law)--England, Contracts--United States, Insurance law--United States
Categories: LAW / Contracts, LAW / Insurance
Database: eBook Collection (EBSCOhost)
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Header DbId: nlebk
DbLabel: eBook Collection (EBSCOhost)
An: 1359063
RelevancyScore: 1070
AccessLevel: 6
PubType: eBook
PubTypeId: ebook
PreciseRelevancyScore: 1070.4580078125
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  Data: Policyholder's Reasonable Expectations
– Name: Abstract
  Label: Description
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  Data: Over the past two decades, protecting contractual parties'reasonable expectations has incrementally gained judicial recognition in English contract law. In contrast, however, the similar'doctrine'of'policyholder's reasonable expectations'has been largely rejected in English insurance law. This is injurious, firstly, to both the consumer and business policyholder's reasonable expectations of coverage of particular risks, and, secondly, to consumer policyholder's reasonable expectations of bonuses in with-profits life insurance. To remedy these problems, this book argues for an incremental but definite acceptance of the conception of policyholder's reasonable expectations in English insurance law. It firstly discusses the homogeneity between insurance law and contract law, as well as the role of (reasonable) expectations and their relevance to the emerging duty of good faith in contract law. Secondly, following a review and re-characterisation of the American insurance law'doctrine'of reasonable expectations, the book addresses the conventional English objections to the reasonable expectations approach in insurance law. In passing, it also rethinks the approach to the protection of policyholder's reasonable expectations of bonuses in with-profits life insurance through a revisit to the (in)famous case Equitable Life Assurance Society v Hyman [2000] UKHL 39, particularly to its relevant business and regulatory background.
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RecordInfo BibRecord:
  BibEntity:
    Classifications:
      – Code: 346.42086
        Scheme: ddc
        Type: prePub
    Languages:
      – Code: eng
        Text: English
    Subjects:
      – SubjectFull: Good faith (Law)--United States
        Type: general
      – SubjectFull: Contracts--England
        Type: general
      – SubjectFull: Insurance law--England
        Type: general
      – SubjectFull: Good faith (Law)--England
        Type: general
      – SubjectFull: Contracts--United States
        Type: general
      – SubjectFull: Insurance law--United States
        Type: general
    Titles:
      – TitleFull: Policyholder's Reasonable Expectations
        Type: main
  BibRelationships:
    HasContributorRelationships:
      – PersonEntity:
          Name:
            NameFull: Yong Qiang Han
      – PersonEntity:
          Name:
            NameFull: Yong Qiang Han
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          Dates:
            – D: 01
              M: 01
              Type: published
              Y: 2016
            – D: 03
              M: 11
              Type: profile
              Y: 2016
          Identifiers:
            – Type: isbn-print
              Value: 9781509900763
            – Type: isbn-print
              Value: 9781509927890
            – Type: isbn-electronic
              Value: 9781509900756
            – Type: isbn-electronic
              Value: 9781509900770
          Titles:
            – TitleFull: Policyholder's Reasonable Expectations
              Type: main
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