PAGOS DIGITALES PARA LA INCLUSIÓN FINANCIERA DE POBLACIONES VULNERABLES EN ARGENTINA: UN ESTUDIO EMPÍRICO EN COMERCIANTES DEL BARRIO PADRE CARLOS MÚGICA (EX VILLA 31-31 BIS) DE LA CIUDAD AUTÓNOMA DE BUENOS AIRES.

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Title: PAGOS DIGITALES PARA LA INCLUSIÓN FINANCIERA DE POBLACIONES VULNERABLES EN ARGENTINA: UN ESTUDIO EMPÍRICO EN COMERCIANTES DEL BARRIO PADRE CARLOS MÚGICA (EX VILLA 31-31 BIS) DE LA CIUDAD AUTÓNOMA DE BUENOS AIRES. (Spanish).
Alternate Title: DIGITAL PAYMENTS FOR FINANCIAL INCLUSION OF VULNERABLE GROUPS IN ARGENTINA: AN EMPIRICAL STUDY IN NEIGHBORHOOD PADRE CARLOS MÚGINA (EX VILLA 31-31 BIS) OF THE CIUDAD AUTÓNOMA DE BUENOS AIRES. (English)
Authors: CARBALLO, IGNACIO, BARTOLINI, MATEO
Source: Economica (00130419). 2020, Vol. 66, p169-247. 79p. 1 Diagram, 29 Charts, 18 Graphs.
Subjects: MERCHANTS, DOMESTIC architecture, NEIGHBORHOODS, PAYMENT, TRUST
Geographic Terms: BUENOS Aires (Argentina)
Abstract (English): This paper addresses the problem of digital payments and financial inclusion in informal settlement merchants. To this end, an unprecedented quantitative survey was developed and 104 merchants from the Padre Carlos Múgica Neighborhood (ex Villa 31 and 31 bis) in the City of Buenos Aires, Argentina, were interviewed. Our findings claim the enormous potential to include financially through digital payments. Mobile is highlighted as the main sources of access to the digital world, but also highlight the lack of security and trust in this technology. Our result shows a multiplier effect on businesses that accept digital payments in relation to other dimensions of financial inclusion and provides information on what are the main incentives that low-income merchants receive to adopt or be interested in starting to accept digital payments in their businesses. [ABSTRACT FROM AUTHOR]
Abstract (Spanish): Este trabajo se enmarca en el estudio de los pagos digitales y la inclusión financiera en comercios de asentamientos informales. Para ello se elaboró un instrumento de recolección de datos inédito con el cuál se entrevistó a 104 comerciantes del Barrio Padre Carlos Múgica de la Ciudad de Buenos Aires, Argentina. Nuestros hallazgos reivindican el potencial de incluir financieramente mediante pagos digitales. Se destaca la telefonía móvil como principal medio de acceso al mundo digital, pero también la falta de seguridad y confianza sobre esta tecnología. Se evidencia un efecto multiplicador en comercios que aceptan pagos digitales frente a otras dimensiones de inclusión financiera y se brinda información sobre los principales incentivos que perciben los comerciantes para adoptar pagos digitales en sus comercios. [ABSTRACT FROM AUTHOR]
Database: Referencia Latina
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  Data: PAGOS DIGITALES PARA LA INCLUSIÓN FINANCIERA DE POBLACIONES VULNERABLES EN ARGENTINA: UN ESTUDIO EMPÍRICO EN COMERCIANTES DEL BARRIO PADRE CARLOS MÚGICA (EX VILLA 31-31 BIS) DE LA CIUDAD AUTÓNOMA DE BUENOS AIRES. <i>(Spanish). </i>
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  Data: DIGITAL PAYMENTS FOR FINANCIAL INCLUSION OF VULNERABLE GROUPS IN ARGENTINA: AN EMPIRICAL STUDY IN NEIGHBORHOOD PADRE CARLOS MÚGINA (EX VILLA 31-31 BIS) OF THE CIUDAD AUTÓNOMA DE BUENOS AIRES.<i> (English)</i>
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  Data: <searchLink fieldCode="AR" term="%22CARBALLO%2C+IGNACIO%22">CARBALLO, IGNACIO</searchLink><br /><searchLink fieldCode="AR" term="%22BARTOLINI%2C+MATEO%22">BARTOLINI, MATEO</searchLink>
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  Data: <searchLink fieldCode="JN" term="%22Economica+%2800130419%29%22">Economica (00130419)</searchLink>. 2020, Vol. 66, p169-247. 79p. 1 Diagram, 29 Charts, 18 Graphs.
– Name: Subject
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  Data: <searchLink fieldCode="DE" term="%22MERCHANTS%22">MERCHANTS</searchLink><br /><searchLink fieldCode="DE" term="%22DOMESTIC+architecture%22">DOMESTIC architecture</searchLink><br /><searchLink fieldCode="DE" term="%22NEIGHBORHOODS%22">NEIGHBORHOODS</searchLink><br /><searchLink fieldCode="DE" term="%22PAYMENT%22">PAYMENT</searchLink><br /><searchLink fieldCode="DE" term="%22TRUST%22">TRUST</searchLink>
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  Data: <searchLink fieldCode="DE" term="%22BUENOS+Aires+%28Argentina%29%22">BUENOS Aires (Argentina)</searchLink>
– Name: Abstract
  Label: Abstract (English)
  Group: Ab
  Data: This paper addresses the problem of digital payments and financial inclusion in informal settlement merchants. To this end, an unprecedented quantitative survey was developed and 104 merchants from the Padre Carlos Múgica Neighborhood (ex Villa 31 and 31 bis) in the City of Buenos Aires, Argentina, were interviewed. Our findings claim the enormous potential to include financially through digital payments. Mobile is highlighted as the main sources of access to the digital world, but also highlight the lack of security and trust in this technology. Our result shows a multiplier effect on businesses that accept digital payments in relation to other dimensions of financial inclusion and provides information on what are the main incentives that low-income merchants receive to adopt or be interested in starting to accept digital payments in their businesses. [ABSTRACT FROM AUTHOR]
– Name: Abstract
  Label: Abstract (Spanish)
  Group: Ab
  Data: Este trabajo se enmarca en el estudio de los pagos digitales y la inclusión financiera en comercios de asentamientos informales. Para ello se elaboró un instrumento de recolección de datos inédito con el cuál se entrevistó a 104 comerciantes del Barrio Padre Carlos Múgica de la Ciudad de Buenos Aires, Argentina. Nuestros hallazgos reivindican el potencial de incluir financieramente mediante pagos digitales. Se destaca la telefonía móvil como principal medio de acceso al mundo digital, pero también la falta de seguridad y confianza sobre esta tecnología. Se evidencia un efecto multiplicador en comercios que aceptan pagos digitales frente a otras dimensiones de inclusión financiera y se brinda información sobre los principales incentivos que perciben los comerciantes para adoptar pagos digitales en sus comercios. [ABSTRACT FROM AUTHOR]
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        Value: 10.24215/18521649e017
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      – Code: spa
        Text: Spanish
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      Pagination:
        PageCount: 79
        StartPage: 169
    Subjects:
      – SubjectFull: MERCHANTS
        Type: general
      – SubjectFull: DOMESTIC architecture
        Type: general
      – SubjectFull: NEIGHBORHOODS
        Type: general
      – SubjectFull: PAYMENT
        Type: general
      – SubjectFull: TRUST
        Type: general
      – SubjectFull: BUENOS Aires (Argentina)
        Type: general
    Titles:
      – TitleFull: PAGOS DIGITALES PARA LA INCLUSIÓN FINANCIERA DE POBLACIONES VULNERABLES EN ARGENTINA: UN ESTUDIO EMPÍRICO EN COMERCIANTES DEL BARRIO PADRE CARLOS MÚGICA (EX VILLA 31-31 BIS) DE LA CIUDAD AUTÓNOMA DE BUENOS AIRES.
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            NameFull: CARBALLO, IGNACIO
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            NameFull: BARTOLINI, MATEO
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            – D: 01
              M: 01
              Text: 2020
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              Y: 2020
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              Value: 66
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            – TitleFull: Economica (00130419)
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