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Undergraduate Student Debt Levels in Kentucky: Five-Year Trends for Undergraduate Degree and Credential Completers at Public Universities and KCTCS

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Title: Undergraduate Student Debt Levels in Kentucky: Five-Year Trends for Undergraduate Degree and Credential Completers at Public Universities and KCTCS
Language: English
Authors: Kentucky Council on Postsecondary Education (CPE)
Source: Kentucky Council on Postsecondary Education. 2025.
Availability: Kentucky Council on Postsecondary Education. 1024 Capital Center Drive Suite 320, Frankfort, KY 40601. Tel: 502-573-1555; Fax: 502-573-1535; Web site: http://www.cpe.ky.gov/
Peer Reviewed: N
Page Count: 30
Publication Date: 2025
Document Type: Reports - Research
Numerical/Quantitative Data
Education Level: Higher Education
Postsecondary Education
Two Year Colleges
Descriptors: Debt (Financial), Student Loan Programs, Undergraduate Students, Community College Students, Public Colleges, Low Income Students, Minority Group Students, In State Students, Out of State Students, College Graduates
Geographic Terms: Kentucky
Abstract: This report illustrates Kentucky's progress in reducing debt levels for undergraduate degree and credential completers at public postsecondary institutions, particularly over the last five years. These loan amounts are averages, and they are calculated in different ways (including and excluding students with no debt) and for different populations (low-income, underrepresented minority, in-state and out-of-state students). The main takeaway is that, on average, student debt levels are falling across public postsecondary sectors and student populations. Decreases in student debt levels at graduation, decreased attendance costs at some institutions and increased financial literacy efforts have resulted in a more accessible, affordable system of public postsecondary education in Kentucky. Although more work is needed to boost enrollment among students with low incomes, this study suggests that statewide and campus affordability efforts are making a real difference to Kentucky students and families.
Abstractor: ERIC
Entry Date: 2025
Accession Number: ED672607
Database: ERIC
FullText Text:
  Availability: 0
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PubType: Report
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  Data: Undergraduate Student Debt Levels in Kentucky: Five-Year Trends for Undergraduate Degree and Credential Completers at Public Universities and KCTCS
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  Data: Kentucky Council on Postsecondary Education. 1024 Capital Center Drive Suite 320, Frankfort, KY 40601. Tel: 502-573-1555; Fax: 502-573-1535; Web site: http://www.cpe.ky.gov/
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  Data: <searchLink fieldCode="EL" term="%22Higher+Education%22">Higher Education</searchLink><br /><searchLink fieldCode="EL" term="%22Postsecondary+Education%22">Postsecondary Education</searchLink><br /><searchLink fieldCode="EL" term="%22Two+Year+Colleges%22">Two Year Colleges</searchLink>
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  Data: <searchLink fieldCode="DE" term="%22Debt+%28Financial%29%22">Debt (Financial)</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Loan+Programs%22">Student Loan Programs</searchLink><br /><searchLink fieldCode="DE" term="%22Undergraduate+Students%22">Undergraduate Students</searchLink><br /><searchLink fieldCode="DE" term="%22Community+College+Students%22">Community College Students</searchLink><br /><searchLink fieldCode="DE" term="%22Public+Colleges%22">Public Colleges</searchLink><br /><searchLink fieldCode="DE" term="%22Low+Income+Students%22">Low Income Students</searchLink><br /><searchLink fieldCode="DE" term="%22Minority+Group+Students%22">Minority Group Students</searchLink><br /><searchLink fieldCode="DE" term="%22In+State+Students%22">In State Students</searchLink><br /><searchLink fieldCode="DE" term="%22Out+of+State+Students%22">Out of State Students</searchLink><br /><searchLink fieldCode="DE" term="%22College+Graduates%22">College Graduates</searchLink>
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  Data: <searchLink fieldCode="DE" term="%22Kentucky%22">Kentucky</searchLink>
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  Data: This report illustrates Kentucky's progress in reducing debt levels for undergraduate degree and credential completers at public postsecondary institutions, particularly over the last five years. These loan amounts are averages, and they are calculated in different ways (including and excluding students with no debt) and for different populations (low-income, underrepresented minority, in-state and out-of-state students). The main takeaway is that, on average, student debt levels are falling across public postsecondary sectors and student populations. Decreases in student debt levels at graduation, decreased attendance costs at some institutions and increased financial literacy efforts have resulted in a more accessible, affordable system of public postsecondary education in Kentucky. Although more work is needed to boost enrollment among students with low incomes, this study suggests that statewide and campus affordability efforts are making a real difference to Kentucky students and families.
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  BibEntity:
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      – Text: English
    PhysicalDescription:
      Pagination:
        PageCount: 30
    Subjects:
      – SubjectFull: Debt (Financial)
        Type: general
      – SubjectFull: Student Loan Programs
        Type: general
      – SubjectFull: Undergraduate Students
        Type: general
      – SubjectFull: Community College Students
        Type: general
      – SubjectFull: Public Colleges
        Type: general
      – SubjectFull: Low Income Students
        Type: general
      – SubjectFull: Minority Group Students
        Type: general
      – SubjectFull: In State Students
        Type: general
      – SubjectFull: Out of State Students
        Type: general
      – SubjectFull: College Graduates
        Type: general
      – SubjectFull: Kentucky
        Type: general
    Titles:
      – TitleFull: Undergraduate Student Debt Levels in Kentucky: Five-Year Trends for Undergraduate Degree and Credential Completers at Public Universities and KCTCS
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            NameFull: Kentucky Council on Postsecondary Education (CPE)
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              M: 03
              Type: published
              Y: 2025
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