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Undergraduate Student Debt Levels in Kentucky: Five-Year Trends for Undergraduate Degree and Credential Completers at Public Universities and KCTCS

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Title: Undergraduate Student Debt Levels in Kentucky: Five-Year Trends for Undergraduate Degree and Credential Completers at Public Universities and KCTCS
Language: English
Authors: Kentucky Council on Postsecondary Education (CPE)
Source: Kentucky Council on Postsecondary Education. 2026.
Availability: Kentucky Council on Postsecondary Education. 1024 Capital Center Drive Suite 320, Frankfort, KY 40601. Tel: 502-573-1555; Fax: 502-573-1535; Web site: http://www.cpe.ky.gov/
Peer Reviewed: N
Page Count: 25
Publication Date: 2026
Document Type: Numerical/Quantitative Data
Reports - Evaluative
Education Level: Higher Education
Postsecondary Education
Two Year Colleges
Descriptors: Debt (Financial), Student Loan Programs, Undergraduate Students, Community College Students, Public Colleges, Low Income Students, Career and Technical Education, In State Students, Out of State Students, College Graduates, Educational Trends, Educational Attainment, Credentials
Geographic Terms: Kentucky
Abstract: This report illustrates Kentucky's progress in reducing student loan debt among undergraduate degree and credential completers at public postsecondary institutions over the last five years. Not only are more students graduating debt-free, but average loan balances are also decreasing. The average loan balance accrued at graduation is declining across all postsecondary sectors. Increased investment in student financial aid, reduced time to degree (due in part to a rise in dual credit course completion), and enhanced financial literacy efforts are contributing to this trend.
Abstractor: ERIC
Entry Date: 2026
Accession Number: ED679838
Database: ERIC
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  Availability: 0
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  Data: Undergraduate Student Debt Levels in Kentucky: Five-Year Trends for Undergraduate Degree and Credential Completers at Public Universities and KCTCS
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  Data: Kentucky Council on Postsecondary Education. 1024 Capital Center Drive Suite 320, Frankfort, KY 40601. Tel: 502-573-1555; Fax: 502-573-1535; Web site: http://www.cpe.ky.gov/
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  Data: Numerical/Quantitative Data<br />Reports - Evaluative
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  Data: <searchLink fieldCode="DE" term="%22Debt+%28Financial%29%22">Debt (Financial)</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Loan+Programs%22">Student Loan Programs</searchLink><br /><searchLink fieldCode="DE" term="%22Undergraduate+Students%22">Undergraduate Students</searchLink><br /><searchLink fieldCode="DE" term="%22Community+College+Students%22">Community College Students</searchLink><br /><searchLink fieldCode="DE" term="%22Public+Colleges%22">Public Colleges</searchLink><br /><searchLink fieldCode="DE" term="%22Low+Income+Students%22">Low Income Students</searchLink><br /><searchLink fieldCode="DE" term="%22Career+and+Technical+Education%22">Career and Technical Education</searchLink><br /><searchLink fieldCode="DE" term="%22In+State+Students%22">In State Students</searchLink><br /><searchLink fieldCode="DE" term="%22Out+of+State+Students%22">Out of State Students</searchLink><br /><searchLink fieldCode="DE" term="%22College+Graduates%22">College Graduates</searchLink><br /><searchLink fieldCode="DE" term="%22Educational+Trends%22">Educational Trends</searchLink><br /><searchLink fieldCode="DE" term="%22Educational+Attainment%22">Educational Attainment</searchLink><br /><searchLink fieldCode="DE" term="%22Credentials%22">Credentials</searchLink>
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  Data: <searchLink fieldCode="DE" term="%22Kentucky%22">Kentucky</searchLink>
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  Label: Abstract
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  Data: This report illustrates Kentucky's progress in reducing student loan debt among undergraduate degree and credential completers at public postsecondary institutions over the last five years. Not only are more students graduating debt-free, but average loan balances are also decreasing. The average loan balance accrued at graduation is declining across all postsecondary sectors. Increased investment in student financial aid, reduced time to degree (due in part to a rise in dual credit course completion), and enhanced financial literacy efforts are contributing to this trend.
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  Data: 2026
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    Languages:
      – Text: English
    PhysicalDescription:
      Pagination:
        PageCount: 25
    Subjects:
      – SubjectFull: Debt (Financial)
        Type: general
      – SubjectFull: Student Loan Programs
        Type: general
      – SubjectFull: Undergraduate Students
        Type: general
      – SubjectFull: Community College Students
        Type: general
      – SubjectFull: Public Colleges
        Type: general
      – SubjectFull: Low Income Students
        Type: general
      – SubjectFull: Career and Technical Education
        Type: general
      – SubjectFull: In State Students
        Type: general
      – SubjectFull: Out of State Students
        Type: general
      – SubjectFull: College Graduates
        Type: general
      – SubjectFull: Educational Trends
        Type: general
      – SubjectFull: Educational Attainment
        Type: general
      – SubjectFull: Credentials
        Type: general
      – SubjectFull: Kentucky
        Type: general
    Titles:
      – TitleFull: Undergraduate Student Debt Levels in Kentucky: Five-Year Trends for Undergraduate Degree and Credential Completers at Public Universities and KCTCS
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              Type: published
              Y: 2026
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